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Which Services Need Aadhaar (Aadhar) Linking? Full List and Status

As reported, the Supreme Court's 2018 Aadhaar ruling allows Aadhaar to be made compulsory for PAN (income tax) and for government subsidies and benefits such as DBT, but not for bank accounts, SIM cards or school admission. Subsidised LPG now needs a biometric Aadhaar check, and IRCTC Tatkal tickets need an Aadhaar-verified account. Voter ID linking is reported to be voluntary.

PAN late fee
₹1,000
PAN link by SMS
567678 or 56161 (fee first)
LPG biometric check
From 1 Oct 2026
Ration e-KYC
No national deadline
Voter ID, SIM, bank account
Not compulsory (as reported)
On this page
  1. Is linking mandatory for you?
  2. The master table: every service
  3. What the Supreme Court said
  4. Check your linking status (and the PAN SMS linking tool)
  5. "Linked" vs "seeded" bank account
  6. Rules for LPG, ration, EPF, IRCTC, voter ID and more
  7. Why your Aadhaar mobile number matters
  8. Problems and fixes
  9. FAQs

Is Aadhaar linking mandatory for you?

Answer one or two questions to see where you stand. The full list of services is in the master table below.

Your situationIs linking compulsory?
PAN issued on or before 1 July 2017, not exemptYes. Late fee ₹1,000
Assam, J&K or Meghalaya resident, non-resident, 80+, or non-citizenNo, exempt from PAN linking
You get DBT, ration, subsidised LPG, a pension or a scholarshipYes, for that benefit
New EPF member needing a UANYes: UMANG with face authentication
IRCTC Tatkal ticketYes: Aadhaar-authenticated account and OTP
Bank account, SIM card, school admissionNo (Supreme Court, 2018)
Voter ID, driving licence, ABHA, propertyNo, voluntary or optional

Which services need Aadhaar linking? The master table

This table shows the position as of October 2026. "Deadline" only shows a date where an official or reported date exists; we don't guess dates.

ServiceMandatory?How and where to linkDeadline / statusOur guide
PAN (income tax)Yes, if your PAN was issued on or before 1 July 2017. Exempt: Assam, J&K and Meghalaya residents, non-residents, people aged 80+, non-citizensincometax.gov.in → Link Aadhaar, after paying the fee. OTP on your Aadhaar mobileDeadline passed: ₹1,000 late fee. Unlinked PAN is inoperative. Enrolment-ID PANs had until 31 Dec 2025PAN–Aadhaar link
PAN guide: link PAN with Aadhaar
Bank accountNo (Supreme Court, 2018)Your bank's KYC, if you chooseNo deadlineBank seeding
DBT: subsidies, pensions, scholarships paid into your bankYes, for the benefit (benefits under section 7 of the Aadhaar Act)Aadhaar seeded to one bank account on NPCI's mapper. Check on myAadhaar or NPCI's BASE portalNo deadline in our sources. Only the seeded account gets DBTBank seeding & DBT
Ration card (PDS)e-KYC asked by statesFree e-KYC on the ration shop's ePoS machine, or the Mera Ration 2.0 appNo national deadline; states set their ownRation card link
LPG gas connectionYes, for subsidised refills. In our experience all customers are askedBiometric authentication at delivery, at the gas showroom, or in the oil company's appFrom 1 Oct 2026. Ujjwala (PMUY) customers: once each financial yearBiometric checks
EPF / UANYes, for a new UANUMANG app with face authenticationSince 1 Aug 2025. UAN activation removed from the member portal on 3 Jul 2026EPF/UAN link
Mobile number on your AadhaarNot a legal must, but every OTP goes to itAny Aadhaar centre or the Aadhaar App, ₹75No deadlineMobile update
IRCTC train ticketsTatkal: yes. General reserved: only in the first 15 minutesAadhaar-authenticate your IRCTC accountTatkal since 1 Jul 2025 (OTP since 15 Jul 2025). First-15-minute rule since 1 Oct 2025—
Mutual funds, demat (MF)Through your PANLink PAN with AadhaarUnlinked PAN can drop your KYC from "KYC Validated" to "KYC Registered" (reported)Inoperative PAN
Voter IDNo, voluntaryForm 6BNobody may be deleted from the roll for not giving it (reported)—
Driving licence, vehicle RCNo, voluntaryParivahan services; Aadhaar OTP can update your mobile there58 RTO services accept Aadhaar authentication (since 2022, reported)—
ABHA (health ID)No, optionalCan also be created with a driving licence (reported)——
SIM cardNo (Supreme Court, 2018)———
School admission, NEET, UGC, CBSENo (Supreme Court, 2018)—Reported: a missed child biometric update has blocked NEET, JEE and CUET registrations and scholarships—
Property registrationOptional in the Draft Registration Bill 2025—Draft bill only—

Linking rules change often. Check the "Updated" date at the top of this page, and confirm on the official site before a deadline.

What did the Supreme Court say about compulsory linking?

In the Puttaswamy judgment of 26 September 2018, the Supreme Court decided where Aadhaar can be made compulsory. News reports summarise it like this:

Aadhaar can be mandatory forAadhaar is not mandatory for
PAN and income tax returns (section 139AA of the Income-tax Act)Bank accounts
Subsidies and benefits under section 7 of the Aadhaar Act (such as DBT and ration)SIM cards
School admission; NEET, UGC and CBSE exams
  • Aadhaar is not proof of citizenship (section 9 of the Aadhaar Act).
  • Aadhaar is not proof of date of birth, according to news reports of a 2024 Supreme Court ruling. EPFO is also reported to have removed it as DOB proof in January 2024.
  • Private companies can use Aadhaar authentication only with MeitY's approval, under rules of 31 January 2025.

How do you check your Aadhaar linking status?

There is no single page that lists every link. Check the important ones one by one.

Your linking check-up
  1. Check PAN: incometax.gov.in → Link Aadhaar Status
  2. Is your PAN linked, or are you exempt?No: pay ₹1,000 and link it
  3. Getting government money? Check bank seeding on myAadhaar or NPCI's BASE portal
  4. Is Aadhaar seeded to the account you want?No: seed or move it
  5. LPG and ration: finish the biometric check with your gas agency and at the ration shop
  6. Keep the mobile on your Aadhaar working for OTPs
  1. Check your PAN link

    On incometax.gov.in, open Quick Links → Link Aadhaar Status, and enter your PAN and Aadhaar number. No internet? Use the SMS helper below. What each result means: PAN–Aadhaar link status.

  2. Check your bank seeding

    According to secondary sources, myAadhaar has a Bank Seeding Status check. NPCI's BASE portal (via npci.org.in) shows your seeding status and mapping history. It also lets you seed, de-seed or move Aadhaar to another bank.

  3. Check where your Aadhaar was used

    The authentication history in UIDAI's Aadhaar App shows your Aadhaar authentications from the last 6 months, with the agency that asked. Anything you don't recognise? See Aadhaar fraud and scams.

  4. Ask your gas agency and ration shop

    Ask whether your LPG biometric check and ration e-KYC are done. Both use a biometric Aadhaar check.

    You'll know you're done when PAN shows "linked", your bank seeding shows the right bank, and your gas agency and ration shop confirm the e-KYC.

The Income Tax Department also lists an SMS way to link: UIDPAN, a space, your 12-digit Aadhaar number, a space, your 10-character PAN, to 567678 or 56161. It links only if your name and date of birth are the same in both. Pay the ₹1,000 late fee first; the SMS page doesn't mention the fee, so check Link Aadhaar Status afterwards. If it isn't linked after a few days, use Link Aadhaar on the e-filing portal.

SMS helper: link PAN with Aadhaar

Type UIDPAN 123456789012 ABCDE1234F with your own numbers and send it to 567678 or 56161.

This works only on your phone. Nothing you type is sent to us or stored. The SMS goes from your phone to the Income Tax Department's number.

PAN status

Open e-filing portalincometax.gov.in

Bank seeding

Open myAadhaarmyaadhaar.uidai.gov.in

What is the difference between a "linked" and a "seeded" bank account?

People often say "my Aadhaar is linked to my bank" and still don't get DBT money. That's because linked is not the same as seeded.

 LinkedSeeded
What it isYour bank has your Aadhaar in its KYC recordsNPCI's mapper connects your Aadhaar to a bank account
How many accountsEach bank where you gave Aadhaar for KYCOnly one account at a time
Gets DBT money?Not by itselfYes, the seeded account receives DBT
Where to checkYour bankmyAadhaar (Bank Seeding Status) or NPCI's BASE portal
Important

If your DBT money goes to an old account, the mapper still points there. Move the seeding to the right account through NPCI's BASE portal. Full steps: Bank seeding and DBT not received.

What are the rules for each service?

LPG gas: biometric Aadhaar check

  • From 1 October 2026, biometric Aadhaar authentication is mandatory to book subsidised LPG refills. Officially, 27.43 crore consumers had already done it.
  • You can do it when the cylinder is delivered, at the gas showroom, or in the oil company's app.
  • Ujjwala (PMUY) customers do it once each financial year.
  • The official rule names subsidised refills. In our experience, gas agencies ask all customers, not only subsidised ones.

Ration card: e-KYC

  • There is no national deadline for ration e-KYC. Each state sets its own.
  • e-KYC is free on the ration shop's ePoS machine. The Mera Ration 2.0 app is another option.
  • The Department of Food & Public Distribution has said no genuine household may be deleted because of biometric failure.
  • In our experience, names are not deleted if e-KYC isn't done. The member or card is put on hold or made inactive instead. More: Link Aadhaar with ration card.

EPF and UAN

  • From 1 August 2025, new UANs are allotted or activated only through the UMANG app with face authentication.
  • From 3 July 2026, UAN activation was removed from the EPFO member portal.
  • If your Aadhaar is verified in your EPF profile, you can correct the profile yourself without documents (PIB, January 2025).
  • In our experience there is no offline route. A worker without a smartphone can activate the UAN on someone else's smartphone, because it uses face authentication. More: Link Aadhaar with EPF/UAN.

IRCTC train tickets

  • Tatkal: needs an Aadhaar-authenticated IRCTC account from 1 July 2025, and an OTP from 15 July 2025. This also applies at counters and through agents.
  • Agents can't book Tatkal in the first 30 minutes.
  • General reserved tickets: from 1 October 2025, only Aadhaar-verified accounts can book in the first 15 minutes.
  • The Kerala High Court reportedly upheld the rule in July 2026 and suggested a PAN OTP as an alternative. In our experience IRCTC hasn't added a PAN option yet (this can change), so check on IRCTC before you rely on it.

Voter ID, driving licence, ABHA, SIM and property

  • Voter ID: giving Aadhaar on Form 6B is voluntary. Reports say nobody may be deleted from the electoral roll for not giving it.
  • Driving licence and RC: reports say 58 RTO services use Aadhaar authentication on a voluntary basis (since 2022), and that on Parivahan you can update your mobile number with an Aadhaar OTP.
  • ABHA (health ID): reported to be optional. It can also be created with a driving licence.
  • SIM card: Aadhaar is not mandatory.
  • Property registration: Aadhaar is reported to be optional in the Draft Registration Bill 2025. It is a draft, not a final law.

PAN and your investments

  • An inoperative PAN means no tax refund, no interest on refunds, and higher TDS and TCS.
  • Reported effects: banks refuse Form 15G/15H, and demat or mutual fund KYC drops from "KYC Validated" to "KYC Registered".
  • The link fails if your name, date of birth or gender differs on PAN and Aadhaar. Date of birth and gender must match exactly; a small name difference can be cleared with an OTP. Compare the two names with our PAN vs Aadhaar name checker, then correct PAN (through Protean or UTIITSL; see PAN correction) or Aadhaar (through UIDAI), or use biometric verification at a PAN service centre: fix a name or DOB mismatch. Fee paid but still not linked? See PAN–Aadhaar link problems.

Why does the mobile number on your Aadhaar matter for linking?

  • PAN linking and most online Aadhaar services send an OTP to the mobile on your Aadhaar. No working number, no OTP.
  • You can update it at any Aadhaar centre for ₹75. In our experience OTPs start coming to the new number within 1–2 days. See Update your Aadhaar mobile number.
  • Your bank is separate. Changing the Aadhaar mobile doesn't change your bank OTP or UPI number. Update it at your bank too.

What goes wrong with Aadhaar linking, and how do you fix it?

Your situationWhat it usually meansWhat to do
OTP doesn't arrive for PAN or another linkOften the mobile on your Aadhaar is old or inactiveUpdate the mobile at an Aadhaar centre (₹75). In our experience OTPs start working within 1–2 days
PAN link fails with a mismatchName, date of birth or gender differs on PAN and AadhaarCorrect the wrong record first: name/DOB mismatch guide. Fee paid but not linked: PAN–Aadhaar link problems
PAN shows inoperativePAN not linked, or the link isn't processed yetCheck status; if not linked, pay ₹1,000 and link (PAN–Aadhaar link steps; inoperative PAN explained)
DBT money not received, or sent to an old accountAadhaar is linked but not seeded, or seeded to another bankCheck myAadhaar or NPCI's BASE portal; seed or move it (bank seeding steps)
Fingerprint fails at the ration shop or for LPGWorn fingerprints, a dirty scanner, or outdated biometricsRetry, try other fingers, clean the finger and scanner. Agencies must offer another way (OTP, iris or face). Then consider a biometric update (₹125). Authentication guide
Fingerprint check fails with error 330Your biometric lock is onUnlock biometrics (biometric lock and unlock), finish the check, then lock again
Ration card put on holde-KYC not doneDo e-KYC free at the ration shop's ePoS machine (ration card e-KYC guide)
No smartphone for UAN activationUMANG face authentication needs a smartphoneUse someone else's smartphone, for example a family member's (UAN activation guide)
Bank OTP still goes to your old numberThe bank keeps its own mobile recordUpdate the mobile number at your bank
Can't book Tatkal on IRCTCAccount not Aadhaar-authenticatedAuthenticate your IRCTC account with Aadhaar before booking day
Living outside India?

Aadhaar linking for NRIs

  • PAN: non-residents under the Income-tax Act are exempt from PAN–Aadhaar linking. If you link voluntarily, the ₹1,000 fee applies.
  • Non-citizens (for example OCI cardholders) are also exempt from PAN linking.
  • OTPs: most links send an OTP to the mobile registered with your Aadhaar. NRIs abroad without an Indian SIM report that they can't receive them, so keep that SIM active or update the number on your next visit.
  • Voter registration: NRIs register as overseas electors on Form 6A, according to secondary sources.

Region not right?

Warning

Fake "link your Aadhaar" messages

  • SMS or WhatsApp links saying "link Aadhaar now or your PAN, bank or gas will be blocked" are fake. Type the official site yourself: incometax.gov.in, uidai.gov.in or npci.org.in.
  • A caller who says "your Aadhaar will be blocked" and asks for an OTP or your Aadhaar number is a scammer. Hang up.
  • Never install a screen-sharing app (AnyDesk-type) or an "Aadhaar linking" app from a link.
  • LPG and ration e-KYC happen with your fingerprint or face at the agency, shop or official app, never through a link. More: Aadhaar fraud and scams.

Frequently asked questions

Is Aadhaar linking mandatory?

Only for some things. The Supreme Court allowed it for PAN and income tax returns, and for government subsidies and benefits. It is not mandatory for bank accounts, SIM cards or school admission.

How can I check which services are linked to my Aadhaar?

There is no single list. Check PAN with Link Aadhaar Status on incometax.gov.in, and bank seeding on myAadhaar or NPCI's BASE portal. The authentication history in the Aadhaar App shows which agencies used your Aadhaar in the last 6 months.

What is the last date to link PAN with Aadhaar?

The original deadline has passed. You can still link after paying the ₹1,000 late fee. Until then, your PAN stays inoperative.

Do I have to link Aadhaar with my bank account?

Not for the account itself. But to receive government money (DBT), your Aadhaar must be seeded to one bank account on NPCI's mapper.

My Aadhaar is linked to my bank, so why is my DBT not coming?

Linked is not the same as seeded. Only the one account seeded on NPCI's mapper receives DBT. Check on myAadhaar or NPCI's BASE portal, and move the seeding if needed.

Is linking voter ID with Aadhaar compulsory?

No. Giving Aadhaar on Form 6B is voluntary. Reports say nobody may be deleted from the roll for not giving it.

Is Aadhaar needed for a SIM card?

No. The Supreme Court ruled in 2018 that Aadhaar is not mandatory for SIM cards.

Do I need Aadhaar for IRCTC Tatkal tickets?

Yes. Since July 2025, Tatkal needs an Aadhaar-authenticated IRCTC account and an OTP, also at counters and through agents. In our experience there is no PAN alternative yet (this can change); check on IRCTC.

I don't take the LPG subsidy. Do I still need the biometric e-KYC?

The official rule from 1 October 2026 covers subsidised refills. In our experience, gas agencies ask all customers anyway, so it's simplest to get it done.

What happens if my ration card e-KYC is not done?

There is no national deadline; states set their own. In our experience the name isn't deleted, but the member or card is put on hold until e-KYC is done.

If I change the mobile number on Aadhaar, does my bank OTP change too?

No. Bank OTPs and UPI keep using the number registered with your bank. Update it at the bank separately.

Can I activate my UAN without a smartphone?

In our experience there is no offline route. You can use someone else's smartphone, such as a family member's, because activation uses face authentication in the UMANG app.

Bottom line

Make sure your PAN is linked and your Aadhaar is seeded to the bank account where you want government money. Finish the LPG and ration biometric checks when asked. EPF (new UAN) and IRCTC Tatkal have their own Aadhaar rules; most other links are optional. For Aadhaar problems, UIDAI's free helpline is 1947.

Sources

  1. Income Tax Department – e-filing portal (Link Aadhaar, Link Aadhaar Status) (accessed 15 Oct 2026)
  2. Income Tax Department – How to link Aadhaar number with PAN using SMS facility (accessed 17 Oct 2026)
  3. Business Today – How to link PAN with Aadhaar after paying ₹1,000 (7 Jul 2026) (accessed 15 Oct 2026)
  4. UIDAI – Aadhaar Online Services (accessed 15 Oct 2026)
  5. NPCI – Aadhaar seeding (BASE portal), as described by SBI (accessed 13 Oct 2026)
  6. Supreme Court of India – Justice K.S. Puttaswamy (Retd.) v Union of India, Aadhaar judgment of 26 Sep 2018, as reported in the news (accessed 13 Oct 2026)
  7. News On AIR – biometric Aadhaar authentication for subsidised LPG from 1 Oct 2026 (accessed 13 Oct 2026)
  8. Department of Food & Public Distribution and news reports – ration e-KYC, Mera Ration 2.0 (accessed 13 Oct 2026)
  9. EPFO orders and PIB – UAN activation through UMANG face authentication; profile self-correction (accessed 13 Oct 2026)
  10. News reports – IRCTC Tatkal and general booking rules (2025), Kerala High Court ruling (Jul 2026), voter ID Form 6B, Parivahan RTO services (accessed 13 Oct 2026)
  11. Secondary sources – ABHA creation, SEBI KYC status, Draft Registration Bill 2025 (accessed 13 Oct 2026)
  12. Anika Digital Seva counter team: expert answers G11, G18, G19, Z25, Z26, Z27, Z28 (14–15 Oct 2026)

Page history: 15 Oct 2026, first version. 16 Oct 2026: accuracy and link review. 17 Oct 2026: UIDPAN SMS corrected to a linking method, not a status check.

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