Transfer PF After Changing Jobs: Online Steps (2026)
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When you change jobs, give your existing UAN to the new employer. In many cases the old balance moves automatically once the new member ID is linked. If it doesn't, file One Member, One EPF Account (Transfer Request) on the member portal with an Aadhaar OTP. Transferring keeps your service continuous for pension and tax; don't withdraw instead.
Why transfer instead of withdraw
- Pension: 10 years of service gives a pension for life. Withdrawing breaks it.
- Tax: withdrawals are generally tax-free after 5 years of continuous service, counting transferred service.
- Interest: the money keeps earning EPF interest (8.25% for 2025-26).
- Withdrawals later: your 12 months for partial withdrawal count across jobs.
Which route applies
Automatic transfer
When your new employer links your existing UAN and your KYC (especially Aadhaar) is complete, EPFO can move the old balance on its own after the first contribution at the new job. Check your passbook a couple of months after joining: you'll see a transfer-in entry.
Online transfer request
If the old balance is still in a separate member ID, file a transfer request yourself (steps below). Since 2025 EPFO has removed many of the approvals transfers used to need, so most requests go through without either employer signing.
Old account without UAN
Accounts from before UAN (before 2014) may not be linked to your UAN. See old or inactive PF accounts to trace and link them.
Steps for an online transfer
- Log in to the member portal. Under View > Service History, check that both the old and new member IDs are listed.
- Make sure the old job's date of exit is recorded. If not, mark it under Manage > Mark Exit.
- Go to Online Services > One Member, One EPF Account (Transfer Request).
- Check your personal details, choose the previous member ID, and choose whether the previous or current employer attests, if the portal asks.
- Get the Aadhaar OTP and submit. Note the tracking ID.
You'll know it worked when the claim status shows the transfer as settled and your passbook for the new member ID shows a transfer-in entry.
Common transfer problems
| Problem | Fix |
|---|---|
| Pending with employer for weeks | Ask HR to approve it on the employer portal. If the old employer has closed, raise a grievance on EPFiGMS |
| Rejected: date of exit missing | Mark the exit for the old job, then file again |
| Rejected: name or date of birth mismatch | Correct the details so both member IDs match Aadhaar |
| Old employer ran an exempted PF trust | The trust has to transfer the money; contact the old employer's PF trust |
| Money moved but service not shown | Check service history again after a few weeks; if still missing, raise a grievance |
Frequently asked questions
Do I need a new UAN for a new job?
No. Give your existing UAN to the new employer. They add a new member ID under it; you then transfer the old balance.
Is PF transfer taxable?
No. A transfer is not a withdrawal. It also keeps your service continuous, which helps you reach 5 years for tax-free withdrawals and 10 years for pension.
Why is my old employer's service still separate after the transfer?
Money and service history are shown separately. Check that the transfer is settled and that the previous member ID shows as transferred in your service history.
Sources
- EPFO press release, 25 Apr 2025: transfer claims simplified through revamped Form 13.
- EPFO member portal (One Member, One EPF Account), accessed 5 Nov 2026.
- EPFO: Wage ceiling FAQs (8.25% interest for 2025-26).