PF Deducted From Salary but Not Deposited: What to Do
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If your payslip shows PF deducted but your passbook shows nothing for more than about 6 weeks, first check the right member ID, then ask HR for the payment proof (the TRRN and challan). If the money still isn't there, file a grievance on EPFiGMS with your payslips. Keeping employees' deducted PF is a serious offence for an employer.
What to do, in order
- Check the passbook of your current member ID
- Ask HR for the TRRN and challan for the missing months
- Still missing: file a grievance on EPFiGMS with payslips
- EPFO office takes it up with the employer
- Dues recovered with interest and damages
- Open your passbook for the current member ID and list the months missing.
- Write to HR asking for the payment reference (TRRN) for those months. Sometimes the payment was made but under a wrong UAN or member ID, which the employer can correct.
- If HR can't show payment, raise a grievance on EPFiGMS: choose "PF Member", give your UAN, the establishment, the months, and upload payslips showing the deduction.
- Use the reminder option if there is no reply, and escalate to CPGRAMS if needed.
Keep this evidence
- Payslips showing the PF deduction for each month.
- Appointment letter or ID card showing you worked there.
- Bank statements showing salary credits (open password-protected statements with our guide).
- Emails or letters to HR about the problem.
Frequently asked questions
Will I lose the money if my employer doesn't deposit it?
EPFO can recover unpaid dues from the employer with interest and damages, and it is a serious offence for an employer to keep employees' deducted PF. Complain early with your payslips.
Can I complain anonymously?
A grievance needs your UAN or details so EPFO can check your account. You can also tell EPFO about an establishment's defaults through the regional office.
Sources
- EPFiGMS: EPFO grievance portal, accessed 5 Nov 2026.
- EPFO: Wage ceiling FAQs (due date and interest and penalty for late payment).
- CPGRAMS: public grievance portal.