EPFO Scams: Fake Calls, WhatsApp Messages and Agents
All guides ↓Independent guide by India Customer Care. We are not EPFO. Use only the official EPFO portals and the UMANG app for your account, and never share your password or OTP with anyone.
EPFO never calls, texts or messages to ask for your password, OTP, Aadhaar, PAN or bank details, and never asks you to pay money to release or speed up your PF. Anyone who does is a scammer. If you shared an OTP or lost money, call 1930 at once.
Common scams
| Scam | Sign |
|---|---|
| "Your PF claim is stuck, pay a fee" | Any request for money |
| Fake "EPFO" WhatsApp or SMS link | Address not ending in gov.in; asks you to log in |
| KYC update call | Asks for OTP or to install AnyDesk or similar |
| "Pension increased, apply now" | Asks for documents or a fee |
| Agent charging a percentage | Wants your password to "file for you" |
If it happened to you
Report at cybercrime.gov.in, then raise a grievance on EPFiGMS. Genuine channels: official EPFO websites and numbers.
Frequently asked questions
Can someone withdraw my PF with just my UAN?
Not without your password or OTPs and verified KYC. That is why scammers try to get your OTP or install remote-access apps.
An agent offers faster settlement. Is that allowed?
EPFO services are free and EPFO has warned members against unauthorised agents. Most claims settle in days online.
Sources
- EPFO passbook site (EPFO never asks for personal details or deposits), accessed 5 Nov 2026.
- EPFO press release, 16 Jun 2025: avoid unauthorised agents.
- National Cyber Crime Reporting Portal.