Apply for Monthly EPS Pension Online (Form 10D)
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With 10+ years of service, apply for your monthly pension (old Form 10D) online on the member portal once you reach 58 and have left service (or from 50 for a reduced pension). EPFO issues a Pension Payment Order (PPO) and pays monthly to your bank. Submit a life certificate every year.
Check first
- Service History shows all your jobs (transfer old member IDs first).
- Date of exit marked; Aadhaar, PAN and bank approved.
- Your e-nomination lists your family for family pension.
Steps
Payment status: EPFO pension payment enquiry. Life certificate: from home. Estimate first: pension calculator.
Frequently asked questions
When should I apply?
When you reach 58 and have left service, or from 50 if you want an early (reduced) pension. Apply soon after: pension is paid from the date of eligibility.
Can my pension go to any bank?
Yes. Under the Centralised Pension Payment System, EPS pension can be paid to any bank account in India.