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Latest EPFO Updates for Employees and Pensioners (Nov 2026)

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Independent guide by India Customer Care. We are not EPFO. Use only the official EPFO portals and the UMANG app for your account, and never share your password or OTP with anyone.

On this page
  1. November 2026
  2. September 2026
  3. June and July 2026
  4. Earlier in 2026
  5. Announced but not live yet
  6. How we keep this page
  7. Sources

Every change that affects your PF, pension or UAN, newest first, with what you need to do. Each entry is checked against an official EPFO, PIB or Gazette source. Live means it already applies; Announced means it is announced but details or the start date are still awaited; Closed means the window has ended.

Employer deadlines and filing changes are on a separate page: latest updates for employers.

November 2026

DateUpdateStatusWhat to do
1 Nov 2026EPFO services on WhatsApp. Check PF balance, the last five transactions and passbook details through EPFO's verified WhatsApp account, plus help with PMVBRY.LiveUse only the verified EPFO account. See EPFO on WhatsApp.
1 Nov 2026Automatic payout of small inoperative accounts. Aadhaar-verified inoperative accounts with ₹1,000 or less will be settled without a claim, after identity and bank checks. About one lakh accounts are expected to benefit.AnnouncedKeep your Aadhaar and bank account linked to your UAN. See old or inactive PF accounts.

September 2026

DateUpdateStatusWhat to do
17 Sep 2026Wage ceiling raised from ₹15,000 to ₹25,000 a month (Gazette S.O. 5109(E)). Employees with PF wages up to ₹25,000 must now be in EPF, EPS and EDLI. Existing members with wages above ₹15,000 get higher contributions.LiveCheck your October payslip and passbook. See the ₹25,000 wage ceiling.

June and July 2026

DateUpdateStatusWhat to do
Jul 2026UAN on UMANG only. The upgraded member portal no longer generates or activates UANs. New UANs are generated, and existing ones activated, only on the UMANG app with Aadhaar face authentication (face authentication on UMANG has been mandatory for this since 1 August 2025).LiveSee generate UAN and activate UAN.
29 Jun 2026EPF, EPS and EDLI Schemes, 2026 notified (G.S.R. 525(E)) under the Code on Social Security, 2020. They replace the 1952, 1995 and 1976 schemes.LiveNothing to apply for. See what changed for employees.
29 Jun 2026New withdrawal rules. Three categories, 12 months' membership for any partial withdrawal, 25% minimum balance, education up to 10 times and marriage up to 5 times.LiveSee PF withdrawal rules 2026.
29 Jun 2026Full withdrawal after job loss: 75% straight away, the rest after 12 months without a job. Pension money (EPS) only after 36 months.LiveSee withdraw PF after leaving a job.

Earlier in 2026

DateUpdateStatusWhat to do
1 Apr 2026Form 121 replaces Forms 15G and 15H for avoiding TDS, under the Income-tax Act, 2025, from tax year 2026-27.LiveSee Form 121 for PF withdrawal.
2026Interest of 8.25% for 2025-26, the same as the two years before.LiveInterest is credited once a year. See check PF balance.

Announced but not live yet

UpdateStatusWhat we know
PF withdrawal through UPI and ATMs (often called EPFO 3.0)AnnouncedAnnounced several times since 2025. No official launch as of 5 Nov 2026. See UPI and ATM withdrawal status.

How we keep this page

We add an entry only when there is an official source: an EPFO circular or notice, a Gazette notification or a Press Information Bureau release. News reports alone are not enough. When a change starts or ends, we update its status here and in the guide it affects. If you see something missing or out of date, use Report / Feedback at the bottom of this page.

Sources