Is this the right branch?
| Rishinagar this page | IOBA0001898 | Sco, Rishi Nagar Shopping Complex, Ludhiana 141001 |
| LPC Ludhiana | IOBA0004081 | Fountain Chowk, College Road, Ludhiana, Punjab 141001 |
| Ludhiana Main | IOBA0000047 | Sainkik Rest House, Kacheri Road, Ludhiana 141001 |
| R O Ludhiana | IOBA0002013 | Post Box, Fountain Chowk College Rd Civil Lines Ludhiana 141001 |
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}IOB branches near Rishinagar
Branches with other PIN codes close by:
| Branch | IFSC | PIN |
|---|---|---|
| Model Town Ludhiana Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002 | IOBA0002441 | 141002 |
| Millerganj XV Opp Fire Brigade, G T Road, Millerganj, Ludhiana 141003 | IOBA0001590 | 141003 |
| Baranhara Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 | IOBA0003047 | 141008 |
| Ludhianabhadaur House Bhadaur House, Dr Zail Singh Market, Ludhiana 141008 | IOBA0002069 | 141008 |
| SBS Nagar Ludhiana SBS Nagar, Pakhowal Road, Ludhiana 141013 | IOBA0002663 | 141013 |
| Dhandari Kalan GT Road Dhandari Kalan, Ludhiana 141014 | IOBA0004120 | 141014 |
| Dugri Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013 | IOBA0003145 | 141013 |
| Mullanpurdakhamandi Mullanpur Dakha Mandi 141101 | IOBA0000474 | 141101 |
| Halwara Halwara 141106 | IOBA0001727 | 141106 |
| Raikot Near Life Care Hospital Ludhiana Road Raikot 141109 | IOBA0002265 | 141109 |
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IFSC Code of Rishinagar, Indian Overseas Bank
The IFSC code of Rishinagar branch of Indian Overseas Bank, located at Sco, Rishi Nagar Shopping Complex, Ludhiana 141001, Ludhiana, Punjab is IOBA0001898. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 141020013. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | iob.bank.in ↗ |
| District | Ludhiana |
| State | Punjab |
| PIN Code | 141001 |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC IOBA0001898 belongs to Rishinagar, Indian Overseas Bank.
Branch Location
Rishinagar — Indian Overseas BankSco, Rishi Nagar Shopping Complex, Ludhiana 141001
Ludhiana, Punjab, India — PIN 141001