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Updated: 31 Oct 2026, 12:03 pm IST

IOB Dugri, Gurdaspur – IFSC IOBA0003145

Indian Overseas Bank · Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013, Gurdaspur, Punjab

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Bank
Indian Overseas Bank
Branch
Dugri
MICR Code
141020029
Address
Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
003145
Dugri
Careful — 1 other IOB branch has the same PIN code 141013. Check the branch name on your cheque or passbook before you send money.
Dugri this pageIOBA0003145Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013
SBS Nagar LudhianaIOBA0002663SBS Nagar, Pakhowal Road, Ludhiana 141013

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Dugri

Branches with other PIN codes close by:

BranchIFSCPIN
Dhandari Kalan GT Road Dhandari Kalan, Ludhiana 141014 IOBA0004120 141014
Baranhara Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 IOBA0003047 141008
Ludhianabhadaur House Bhadaur House, Dr Zail Singh Market, Ludhiana 141008 IOBA0002069 141008
Millerganj XV Opp Fire Brigade, G T Road, Millerganj, Ludhiana 141003 IOBA0001590 141003
Model Town Ludhiana Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002 IOBA0002441 141002
LPC Ludhiana Fountain Chowk, College Road, Ludhiana, Punjab 141001 IOBA0004081 141001
Ludhiana Main Sainkik Rest House, Kacheri Road, Ludhiana 141001 IOBA0000047 141001
R O Ludhiana Post Box, Fountain Chowk College Rd Civil Lines Ludhiana 141001 IOBA0002013 141001
Rishinagar Sco, Rishi Nagar Shopping Complex, Ludhiana 141001 IOBA0001898 141001
Mullanpurdakhamandi Mullanpur Dakha Mandi 141101 IOBA0000474 141101

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IFSC Code of Dugri, Indian Overseas Bank

The IFSC code of Dugri branch of Indian Overseas Bank, located at Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013, Gurdaspur, Punjab is IOBA0003145. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141020029. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictGurdaspur
StatePunjab
PIN Code141013

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0003145 — Dugri, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0003145 belongs to Dugri, Indian Overseas Bank.

Branch Location
Dugri — Indian Overseas Bank
Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013
Gurdaspur, Punjab, India — PIN 141013
Branch details of IOBA0003145 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)