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Updated: 31 Oct 2026, 12:03 pm IST

IOB Raikot – IFSC IOBA0002265

Indian Overseas Bank · Near Life Care Hospital Ludhiana Road Raikot 141109, Raikot, Punjab

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Bank
Indian Overseas Bank
Branch
Raikot
MICR Code
141020302
Address
Near Life Care Hospital Ludhiana Road Raikot 141109
Phone
265 011
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002265
Raikot

This is the only IOB branch with PIN code 141109 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Raikot

BranchIFSCPIN
Halwara Halwara 141106 IOBA0001727 141106
Mullanpurdakhamandi Mullanpur Dakha Mandi 141101 IOBA0000474 141101
Saharan Majra Vpo Saharan Majra, Tehsil Payal, Ludhiana 141117 IOBA0003775 141117
Siahar Near Bus Stand, Siahar, Payal 141117 IOBA0000688 141117
Gujjarwal Near Gurudwara Jai Sin Main Bazaar Gujjarwal 141202 IOBA0000197 141202
Dhandari Kalan GT Road Dhandari Kalan, Ludhiana 141014 IOBA0004120 141014
Dugri Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013 IOBA0003145 141013
SBS Nagar Ludhiana SBS Nagar, Pakhowal Road, Ludhiana 141013 IOBA0002663 141013
Baranhara Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 IOBA0003047 141008
Ludhianabhadaur House Bhadaur House, Dr Zail Singh Market, Ludhiana 141008 IOBA0002069 141008

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IFSC Code of Raikot, Indian Overseas Bank

The IFSC code of Raikot branch of Indian Overseas Bank, located at Near Life Care Hospital Ludhiana Road Raikot 141109, Raikot, Punjab is IOBA0002265. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141020302. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictRaikot
StatePunjab
PIN Code141109
AreaLudhiana

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002265 — Raikot, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002265 belongs to Raikot, Indian Overseas Bank.

Branch Location
Raikot — Indian Overseas Bank
Near Life Care Hospital Ludhiana Road Raikot 141109
Raikot, Punjab, India — PIN 141109
Branch details of IOBA0002265 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)