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Updated: 31 Oct 2026, 12:03 pm IST

IOB Dhandari Kalan, Ludhiana – IFSC IOBA0004120

Indian Overseas Bank · GT Road Dhandari Kalan, Ludhiana 141014, Ludhiana, Punjab

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Bank
Indian Overseas Bank
Branch
Dhandari Kalan
MICR Code
141020012
Address
GT Road Dhandari Kalan, Ludhiana 141014
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
004120
Dhandari Kalan

This is the only IOB branch with PIN code 141014 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Dhandari Kalan

BranchIFSCPIN
SBS Nagar Ludhiana SBS Nagar, Pakhowal Road, Ludhiana 141013 IOBA0002663 141013
Dugri Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013 IOBA0003145 141013
Baranhara Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 IOBA0003047 141008
Ludhianabhadaur House Bhadaur House, Dr Zail Singh Market, Ludhiana 141008 IOBA0002069 141008
Millerganj XV Opp Fire Brigade, G T Road, Millerganj, Ludhiana 141003 IOBA0001590 141003
Model Town Ludhiana Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002 IOBA0002441 141002
LPC Ludhiana Fountain Chowk, College Road, Ludhiana, Punjab 141001 IOBA0004081 141001
Ludhiana Main Sainkik Rest House, Kacheri Road, Ludhiana 141001 IOBA0000047 141001
R O Ludhiana Post Box, Fountain Chowk College Rd Civil Lines Ludhiana 141001 IOBA0002013 141001
Rishinagar Sco, Rishi Nagar Shopping Complex, Ludhiana 141001 IOBA0001898 141001

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IFSC Code of Dhandari Kalan, Indian Overseas Bank

The IFSC code of Dhandari Kalan branch of Indian Overseas Bank, located at GT Road Dhandari Kalan, Ludhiana 141014, Ludhiana, Punjab is IOBA0004120. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141020012. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictLudhiana
StatePunjab
PIN Code141014

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0004120 — Dhandari Kalan, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0004120 belongs to Dhandari Kalan, Indian Overseas Bank.

Branch Location
Dhandari Kalan — Indian Overseas Bank
GT Road Dhandari Kalan, Ludhiana 141014
Ludhiana, Punjab, India — PIN 141014
Branch details of IOBA0004120 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)