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Updated: 31 Oct 2026, 12:03 pm IST

IOB Model Town, Ludhiana – IFSC IOBA0002441

Indian Overseas Bank · Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002, Ludhiana, Punjab

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Bank
Indian Overseas Bank
Branch
Model Town Ludhiana
MICR Code
141020017
Address
Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002
Phone
245 0282
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
002441
Model Town Ludhiana

This is the only IOB branch with PIN code 141002 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Model Town

BranchIFSCPIN
LPC Ludhiana Fountain Chowk, College Road, Ludhiana, Punjab 141001 IOBA0004081 141001
Ludhiana Main Sainkik Rest House, Kacheri Road, Ludhiana 141001 IOBA0000047 141001
Millerganj XV Opp Fire Brigade, G T Road, Millerganj, Ludhiana 141003 IOBA0001590 141003
R O Ludhiana Post Box, Fountain Chowk College Rd Civil Lines Ludhiana 141001 IOBA0002013 141001
Rishinagar Sco, Rishi Nagar Shopping Complex, Ludhiana 141001 IOBA0001898 141001
Baranhara Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 IOBA0003047 141008
Ludhianabhadaur House Bhadaur House, Dr Zail Singh Market, Ludhiana 141008 IOBA0002069 141008
SBS Nagar Ludhiana SBS Nagar, Pakhowal Road, Ludhiana 141013 IOBA0002663 141013
Dhandari Kalan GT Road Dhandari Kalan, Ludhiana 141014 IOBA0004120 141014
Dugri Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013 IOBA0003145 141013

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IFSC Code of Model Town Ludhiana, Indian Overseas Bank

The IFSC code of Model Town Ludhiana branch of Indian Overseas Bank, located at Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002, Ludhiana, Punjab is IOBA0002441. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141020017. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictLudhiana
StatePunjab
PIN Code141002

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0002441 — Model Town Ludhiana, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0002441 belongs to Model Town Ludhiana, Indian Overseas Bank.

Branch Location
Model Town Ludhiana — Indian Overseas Bank
Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002
Ludhiana, Punjab, India — PIN 141002
Branch details of IOBA0002441 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)