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Updated: 31 Oct 2026, 12:03 pm IST

IOB Baranhara, Ludhiana – IFSC IOBA0003047

Indian Overseas Bank · Golden Avenue, Baranhara Humbran Road, Ludhiana 141008, Ludhiana, Punjab

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Bank
Indian Overseas Bank
Branch
Baranhara
MICR Code
141020028
Address
Golden Avenue, Baranhara Humbran Road, Ludhiana 141008
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
003047
Baranhara
Careful — 1 other IOB branch has the same PIN code 141008. Check the branch name on your cheque or passbook before you send money.
Baranhara this pageIOBA0003047Golden Avenue, Baranhara Humbran Road, Ludhiana 141008
Ludhianabhadaur HouseIOBA0002069Bhadaur House, Dr Zail Singh Market, Ludhiana 141008

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Baranhara

Branches with other PIN codes close by:

BranchIFSCPIN
Millerganj XV Opp Fire Brigade, G T Road, Millerganj, Ludhiana 141003 IOBA0001590 141003
Model Town Ludhiana Behind Krishna Mandir Model Town Extension Market II Ludhiana 141002 IOBA0002441 141002
LPC Ludhiana Fountain Chowk, College Road, Ludhiana, Punjab 141001 IOBA0004081 141001
Ludhiana Main Sainkik Rest House, Kacheri Road, Ludhiana 141001 IOBA0000047 141001
R O Ludhiana Post Box, Fountain Chowk College Rd Civil Lines Ludhiana 141001 IOBA0002013 141001
Rishinagar Sco, Rishi Nagar Shopping Complex, Ludhiana 141001 IOBA0001898 141001
SBS Nagar Ludhiana SBS Nagar, Pakhowal Road, Ludhiana 141013 IOBA0002663 141013
Dhandari Kalan GT Road Dhandari Kalan, Ludhiana 141014 IOBA0004120 141014
Dugri Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013 IOBA0003145 141013
Mullanpurdakhamandi Mullanpur Dakha Mandi 141101 IOBA0000474 141101

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IFSC Code of Baranhara, Indian Overseas Bank

The IFSC code of Baranhara branch of Indian Overseas Bank, located at Golden Avenue, Baranhara Humbran Road, Ludhiana 141008, Ludhiana, Punjab is IOBA0003047. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141020028. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictLudhiana
StatePunjab
PIN Code141008

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0003047 — Baranhara, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0003047 belongs to Baranhara, Indian Overseas Bank.

Branch Location
Baranhara — Indian Overseas Bank
Golden Avenue, Baranhara Humbran Road, Ludhiana 141008
Ludhiana, Punjab, India — PIN 141008
Branch details of IOBA0003047 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)