Is this the right branch?
This is the only IOB branch with PIN code 141202 on this site. Still match the branch name with your cheque or passbook.
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}IOB branches near Gujjarwal
| Branch | IFSC | PIN |
|---|---|---|
| Saharan Majra Vpo Saharan Majra, Tehsil Payal, Ludhiana 141117 | IOBA0003775 | 141117 |
| Siahar Near Bus Stand, Siahar, Payal 141117 | IOBA0000688 | 141117 |
| Raikot Near Life Care Hospital Ludhiana Road Raikot 141109 | IOBA0002265 | 141109 |
| Halwara Halwara 141106 | IOBA0001727 | 141106 |
| Mullanpurdakhamandi Mullanpur Dakha Mandi 141101 | IOBA0000474 | 141101 |
| Dhandari Kalan GT Road Dhandari Kalan, Ludhiana 141014 | IOBA0004120 | 141014 |
| Dugri Sco Half Part Nitesh Vihar Village, Durgi Dhandran Road, Ludhiana 141013 | IOBA0003145 | 141013 |
| SBS Nagar Ludhiana SBS Nagar, Pakhowal Road, Ludhiana 141013 | IOBA0002663 | 141013 |
| Baranhara Golden Avenue, Baranhara Humbran Road, Ludhiana 141008 | IOBA0003047 | 141008 |
| Ludhianabhadaur House Bhadaur House, Dr Zail Singh Market, Ludhiana 141008 | IOBA0002069 | 141008 |
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IFSC Code of Gujjarwal, Indian Overseas Bank
The IFSC code of Gujjarwal branch of Indian Overseas Bank, located at Near Gurudwara Jai Sin Main Bazaar Gujjarwal 141202, Gajjarwal, Punjab is IOBA0000197. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 141020521. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | iob.bank.in ↗ |
| District | Gajjarwal |
| State | Punjab |
| PIN Code | 141202 |
| Area | Ludhiana |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC IOBA0000197 belongs to Gujjarwal, Indian Overseas Bank.
Branch Location
Gujjarwal — Indian Overseas BankNear Gurudwara Jai Sin Main Bazaar Gujjarwal 141202
Gajjarwal, Punjab, India — PIN 141202