Is this the right branch?
This is the only IOB branch with PIN code 400054 on this site. Still match the branch name with your cheque or passbook.
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}IOB branches near Santa Cruz
| Branch | IFSC | PIN |
|---|---|---|
| Andheri Triveni Shoppers Stop, Swami Vivekananda Road, Andheri West, Mumbai 400058 | IOBA0000209 | 400058 |
| Bandra West Tpsiii, Radha Swami Apartments, 36th Road, Bandra West, Mumbai 400050 | IOBA0000128 | 400050 |
| Iskcon Hare Krishna Lane, Juhu Road, Mumbai 400049 | IOBA0001245 | 400049 |
| Juhu Ashok Nagar Society, Narsee Monjee Road, Juhu, Mumbai 400049 | IOBA0000199 | 400049 |
| Jogeshwari PL, Jogeshwari Housing Soc. Hindu Friends Soc Scheme, Jogeshwari East, Mumbai 400060 | IOBA0000330 | 400060 |
| Malad Silver Croft, Marve Road, Malad West, Mumbai 400064 | IOBA0000973 | 400064 |
| Chembur Annex Nataraj Cinema, St Road, Chembur, Mumbai 400071 | IOBA0000141 | 400071 |
| Garodia Nagar Feet Road, Garodia Nagar, Ghatkopar East, Mumbai 400077 | IOBA0000397 | 400077 |
| Ghatkopar Gulwala Building, Jawahar Road, Ghatkopar East Mumbai 400077 | IOBA0000162 | 400077 |
| Mumbai Wadala Arihant Rafi Ahmed Kidwai Road, Wadala, Mumbai 400031 | IOBA0000431 | 400031 |
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IFSC Code of Santa Cruz, Indian Overseas Bank
The IFSC code of Santa Cruz branch of Indian Overseas Bank, located at Hari Kripa, Swami Vivekananda Road, Santa Cruz West, Mumbai 400054, Mumbai, Maharashtra is IOBA0000247. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 400020019. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | iob.bank.in ↗ |
| District | Mumbai |
| State | Maharashtra |
| PIN Code | 400054 |
| Area | Greater Bombay |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC IOBA0000247 belongs to Santa Cruz, Indian Overseas Bank.
Branch Location
Santa Cruz — Indian Overseas BankHari Kripa, Swami Vivekananda Road, Santa Cruz West, Mumbai 400054
Mumbai, Maharashtra, India — PIN 400054