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Updated: 31 Oct 2026, 12:03 pm IST

IOB Garodia Nagar, Mumbai – IFSC IOBA0000397

Indian Overseas Bank · Feet Road, Garodia Nagar, Ghatkopar East, Mumbai 400077, Mumbai, Maharashtra

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Bank
Indian Overseas Bank
Branch
Garodia Nagar
MICR Code
400020011
Address
Feet Road, Garodia Nagar, Ghatkopar East, Mumbai 400077
Phone
2506 4903
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
000397
Garodia Nagar
Careful — 1 other IOB branch has the same PIN code 400077. Check the branch name on your cheque or passbook before you send money.
Garodia Nagar this pageIOBA0000397Feet Road, Garodia Nagar, Ghatkopar East, Mumbai 400077
GhatkoparIOBA0000162Gulwala Building, Jawahar Road, Ghatkopar East Mumbai 400077

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Garodia Nagar

Branches with other PIN codes close by:

BranchIFSCPIN
Bandup Dreams the Mall, LBS MRG, Bhandup Mumbai 400078 IOBA0002186 400078
Chembur Annex Nataraj Cinema, St Road, Chembur, Mumbai 400071 IOBA0000141 400071
Chedda Nagar Sri Subramanya Samaj Temple Complex Annex, Chedda Nagar, Chembur, Mumbai 400089 IOBA0000487 400089
Malad Silver Croft, Marve Road, Malad West, Mumbai 400064 IOBA0000973 400064
Mumbaigoregaon Bhanumathi CHS, Bangur Nagar, Goregaon West, Mumbai 400090 IOBA0002070 400090
Jogeshwari PL, Jogeshwari Housing Soc. Hindu Friends Soc Scheme, Jogeshwari East, Mumbai 400060 IOBA0000330 400060
Andheri Triveni Shoppers Stop, Swami Vivekananda Road, Andheri West, Mumbai 400058 IOBA0000209 400058
Malad East Mumbai SM Lall House, Filka Building, Near Malad Railway Station, Malad East, Mumbai 400097 IOBA0003500 400097
Chakala PL, Omex Corner, Chakala, Andheri West, Mumbai 400099 IOBA0000756 400099
Santa Cruz Hari Kripa, Swami Vivekananda Road, Santa Cruz West, Mumbai 400054 IOBA0000247 400054

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IFSC Code of Garodia Nagar, Indian Overseas Bank

The IFSC code of Garodia Nagar branch of Indian Overseas Bank, located at Feet Road, Garodia Nagar, Ghatkopar East, Mumbai 400077, Mumbai, Maharashtra is IOBA0000397. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 400020011. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictMumbai
StateMaharashtra
PIN Code400077
AreaGreater Bombay

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0000397 — Garodia Nagar, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0000397 belongs to Garodia Nagar, Indian Overseas Bank.

Branch Location
Garodia Nagar — Indian Overseas Bank
Feet Road, Garodia Nagar, Ghatkopar East, Mumbai 400077
Mumbai, Maharashtra, India — PIN 400077
Branch details of IOBA0000397 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)