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Updated: 31 Oct 2026, 12:03 pm IST

IOB Wadala, Mumbai – IFSC IOBA0000431

Indian Overseas Bank · Arihant Rafi Ahmed Kidwai Road, Wadala, Mumbai 400031, Mumbai, Maharashtra

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Bank
Indian Overseas Bank
Branch
Mumbai Wadala
MICR Code
400020024
Address
Arihant Rafi Ahmed Kidwai Road, Wadala, Mumbai 400031
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
000431
Mumbai Wadala

This is the only IOB branch with PIN code 400031 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Wadala

BranchIFSCPIN
Mumbaibudhkar Marg Worli Century Staff Building, Pandurang Budhkar Marg, Worli, Mumbai 400030 IOBA0002056 400030
Dadar Mumbai Shar Ashram Vidya Mandir, Dr. Bhavani Shankar Dadar Kar Marg, Dadar West, Mumbai 400028 IOBA0001995 400028
Regional Office Mumbai II Shardashram Vidyamandir Dr Bhavnishankar Dadar Kar Marg, Dadar West, Mumbai 400028 IOBA0002963 400028
Breach Candy Mazda Mansion, Bhulabhai Desai Road, Breach Candy, Mumbai 400026 IOBA0000222 400026
Koliwada Sion Mumbai Sardar Nagar, Koliwada East, Sion, Mumbai 400022 IOBA0001994 400022
Sion East PL, Salvation Army Bldg, Sion Road, Sion East, Mumbai 400022 IOBA0000542 400022
Nariman Point Bhaktawar, Nariman Point, Mumbai 400021 IOBA0000625 400021
New Marine Lines Maker Bhavan, FL, New Marine Lines, Mumbai 400020 IOBA0000301 400020
Matunga Kapol Niwas, Dr Ambedkar Road, Matunga, Mumbai 400019 IOBA0000056 400019
Worli Kakad Chambers, Dr Anne Besent Road, Worli, Mumbai 400018 IOBA0000205 400018

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IFSC Code of Mumbai Wadala, Indian Overseas Bank

The IFSC code of Mumbai Wadala branch of Indian Overseas Bank, located at Arihant Rafi Ahmed Kidwai Road, Wadala, Mumbai 400031, Mumbai, Maharashtra is IOBA0000431. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 400020024. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictMumbai
StateMaharashtra
PIN Code400031
AreaGreater Bombay

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0000431 — Mumbai Wadala, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0000431 belongs to Mumbai Wadala, Indian Overseas Bank.

Branch Location
Mumbai Wadala — Indian Overseas Bank
Arihant Rafi Ahmed Kidwai Road, Wadala, Mumbai 400031
Mumbai, Maharashtra, India — PIN 400031
Branch details of IOBA0000431 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)