Is this the right branch?
Match the branch name and town with your cheque or passbook before you send money.
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}IOB branches near Ernakulam
| Branch | IFSC | PIN |
|---|---|---|
| Cochin Willingdon Island Xxiv, Handi Craft Building, Indira Gandhi Main Road, Willingdon Island, Kochi 682003 | IOBA0000102 | 682003 |
| Edapally XXX, Periyamkunnath Building, Konamthai Edapally, Ernakulam 682024 | IOBA0001496 | — |
| Kadavanthara Madaparambil Building K P Vallon Road Kadavanthra Ernakulam 682020 | IOBA0003671 | 682020 |
| Kochi VI Kottukulam Road Kochi 682002 | IOBA0000019 | 682002 |
| Kochikakkanad Kallumkal Buildings Vazhakkala Kakkanad Kochi 682021 | IOBA0001660 | 682021 |
| N H Bye Pass Palarivattom CC, Opp Emc Hospital, Bypass, Palarivattom, Cochin 682025 | IOBA0001870 | 682025 |
| R O Ernakulam Post Box Door No Nil, Vettukattil Buildings, Jos Junction, Mgrd, Ernakulam, Kochi 682016 | IOBA0000824 | 682016 |
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IFSC Code of Ernakulam, Indian Overseas Bank
The IFSC code of Ernakulam branch of Indian Overseas Bank, located at M.G. Road, Ernakulam, Kochi 682035, Kochi, Kerala is IOBA0000024. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 682020002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | iob.bank.in ↗ |
| District | Kochi |
| State | Kerala |
| Area | Ernakulam |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC IOBA0000024 belongs to Ernakulam, Indian Overseas Bank.
Branch Location
Ernakulam — Indian Overseas BankM.G. Road, Ernakulam, Kochi 682035
Kochi, Kerala, India