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Updated: 31 Oct 2026, 12:03 pm IST

IOB Willingdon Island, Kochi – IFSC IOBA0000102

Indian Overseas Bank · Xxiv, Handi Craft Building, Indira Gandhi Main Road, Willingdon Island, Kochi 682003, Kochi, Kerala

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Bank
Indian Overseas Bank
Branch
Cochin Willingdon Island
MICR Code
682020003
Address
Xxiv, Handi Craft Building, Indira Gandhi Main Road, Willingdon Island, Kochi 682003
Phone
266 7812
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
000102
Cochin Willingdon Island

This is the only IOB branch with PIN code 682003 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Willingdon Island

BranchIFSCPIN
Kochi VI Kottukulam Road Kochi 682002 IOBA0000019 682002
R O Ernakulam Post Box Door No Nil, Vettukattil Buildings, Jos Junction, Mgrd, Ernakulam, Kochi 682016 IOBA0000824 682016
Kadavanthara Madaparambil Building K P Vallon Road Kadavanthra Ernakulam 682020 IOBA0003671 682020
Kochikakkanad Kallumkal Buildings Vazhakkala Kakkanad Kochi 682021 IOBA0001660 682021
N H Bye Pass Palarivattom CC, Opp Emc Hospital, Bypass, Palarivattom, Cochin 682025 IOBA0001870 682025
Kaloor Raphaels Kaloor Kadavanthara Road Kaloor Junction Kochi 682017 IOBA0001613 682017
Thrikkakara Gode P O, Ernakulam 682030 IOBA0003169 682030
LPC Ernakulam Vettukattil Building, Jos Junction, M G Road, Ernakulam, Kerala 682035 IOBA0004070 682035
Specialised Arm Branch IOB Building, Near Kavita Theater, M.G. Road, Ernakulam 682035 IOBA0002589 682035
Tripunithura Athanickal Buildings, East Fot Junction, Hill Palace Road, Tripunithura 682301 IOBA0001575 682301

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IFSC Code of Cochin Willingdon Island, Indian Overseas Bank

The IFSC code of Cochin Willingdon Island branch of Indian Overseas Bank, located at Xxiv, Handi Craft Building, Indira Gandhi Main Road, Willingdon Island, Kochi 682003, Kochi, Kerala is IOBA0000102. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 682020003. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictKochi
StateKerala
PIN Code682003
AreaErnakulam

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0000102 — Cochin Willingdon Island, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0000102 belongs to Cochin Willingdon Island, Indian Overseas Bank.

Branch Location
Cochin Willingdon Island — Indian Overseas Bank
Xxiv, Handi Craft Building, Indira Gandhi Main Road, Willingdon Island, Kochi 682003
Kochi, Kerala, India — PIN 682003
Branch details of IOBA0000102 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)