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Updated: 31 Oct 2026, 12:03 pm IST

IOB R O Ernakulam, Kochi – IFSC IOBA0000824

Indian Overseas Bank · Post Box Door No Nil, Vettukattil Buildings, Jos Junction, Mgrd, Ernakulam, Kochi 682016, Kochi, Kerala

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Bank
Indian Overseas Bank
Branch
R O Ernakulam
Address
Post Box Door No Nil, Vettukattil Buildings, Jos Junction, Mgrd, Ernakulam, Kochi 682016
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
000824
R O Ernakulam

This is the only IOB branch with PIN code 682016 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near R O Ernakulam

BranchIFSCPIN
Kaloor Raphaels Kaloor Kadavanthara Road Kaloor Junction Kochi 682017 IOBA0001613 682017
Kadavanthara Madaparambil Building K P Vallon Road Kadavanthra Ernakulam 682020 IOBA0003671 682020
Kochikakkanad Kallumkal Buildings Vazhakkala Kakkanad Kochi 682021 IOBA0001660 682021
N H Bye Pass Palarivattom CC, Opp Emc Hospital, Bypass, Palarivattom, Cochin 682025 IOBA0001870 682025
Cochin Willingdon Island Xxiv, Handi Craft Building, Indira Gandhi Main Road, Willingdon Island, Kochi 682003 IOBA0000102 682003
Kochi VI Kottukulam Road Kochi 682002 IOBA0000019 682002
Thrikkakara Gode P O, Ernakulam 682030 IOBA0003169 682030
LPC Ernakulam Vettukattil Building, Jos Junction, M G Road, Ernakulam, Kerala 682035 IOBA0004070 682035
Specialised Arm Branch IOB Building, Near Kavita Theater, M.G. Road, Ernakulam 682035 IOBA0002589 682035
Tripunithura Athanickal Buildings, East Fot Junction, Hill Palace Road, Tripunithura 682301 IOBA0001575 682301

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IFSC Code of R O Ernakulam, Indian Overseas Bank

The IFSC code of R O Ernakulam branch of Indian Overseas Bank, located at Post Box Door No Nil, Vettukattil Buildings, Jos Junction, Mgrd, Ernakulam, Kochi 682016, Kochi, Kerala is IOBA0000824. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

Websiteiob.bank.in ↗
DistrictKochi
StateKerala
PIN Code682016
AreaErnakulam

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0000824 — R O Ernakulam, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0000824 belongs to R O Ernakulam, Indian Overseas Bank.

Branch Location
R O Ernakulam — Indian Overseas Bank
Post Box Door No Nil, Vettukattil Buildings, Jos Junction, Mgrd, Ernakulam, Kochi 682016
Kochi, Kerala, India — PIN 682016
Branch details of IOBA0000824 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)