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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Ramgarh – IFSC UTKS0001396

Utkarsh Small Finance Bank · Building Number JC, Mahatma Gandhi Chowk, Main Road, Ramgarh Cantt, Jharkhand 829122, Ramgarh Cantt, Jharkhand

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Bank
Utkarsh Small Finance Bank
Branch
Ramgarh
MICR Code
829762002
Address
Building Number JC, Mahatma Gandhi Chowk, Main Road, Ramgarh Cantt, Jharkhand 829122
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001396
Ramgarh
Careful — 2 other Utkarsh Small Finance Bank branches have the same PIN code 829122. Check the branch name on your cheque or passbook before you send money.
Ramgarh this pageUTKS0001396Building Number JC, Mahatma Gandhi Chowk, Main Road, Ramgarh Cantt, Jharkhand 829122
GolaUTKS0001294C/O MRS. Mamta Poddar, W/O MR. Pancham Chandra, Main Road Gola, Dist Ramgarh(Jharkhand) 829122
Muramkalan - Ramgarh - JHUTKS0001295C/O-MR Sita Ram Sahu, S/O Late MR Dhan Eshwar, Patratu Basti, Near Durga Mandir Behind Block, Ramgarh(Jharkhand) 829122

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Ramgarh

Branches with other PIN codes close by:

BranchIFSCPIN
Patratu Patratu to Sankul Road Block Mod Near Saraswati Shishu Mandir Patratu District-Ramgarh Jharkhand 829119 UTKS0002137 829119
Gumia Rudflrnearaxisbakpalihariurudihmiabkarjharkhadpicde 829111 UTKS0001898 829111
Phusro C/O-MRS Kanchan Singh, W/O MR Sal Eshwar Kumar, Near Damodar Bridge, Damodar Nagar, Phusro, Dist Bokaro(Jharkhand) 829144 UTKS0001335 829144
Chandawa Infront of Sai Nursing Home Ranchi Main Road Chandawa Latehar Jharkhand 829203 UTKS0001952 829203
Latehar Near Indusind Bank Latehar District-Latehar State Jharkhand 829206 UTKS0001479 829206

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IFSC Code of Ramgarh, Utkarsh Small Finance Bank

The IFSC code of Ramgarh branch of Utkarsh Small Finance Bank, located at Building Number JC, Mahatma Gandhi Chowk, Main Road, Ramgarh Cantt, Jharkhand 829122, Ramgarh Cantt, Jharkhand is UTKS0001396. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 829762002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictRamgarh Cantt
StateJharkhand
PIN Code829122
AreaRamgarh

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001396 — Ramgarh, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001396 belongs to Ramgarh, Utkarsh Small Finance Bank.

Branch Location
Ramgarh — Utkarsh Small Finance Bank
Building Number JC, Mahatma Gandhi Chowk, Main Road, Ramgarh Cantt, Jharkhand 829122
Ramgarh Cantt, Jharkhand, India — PIN 829122
Branch details of UTKS0001396 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)