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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank JH – IFSC UTKS0001295

Utkarsh Small Finance Bank · C/O-MR Sita Ram Sahu, S/O Late MR Dhan Eshwar, Patratu Basti, Near Durga Mandir Behind Block, Ramgarh(Jharkhand) 829122, Muramkalan - Ramgarh - Jh, Jharkhand

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Bank
Utkarsh Small Finance Bank
Branch
Muramkalan - Ramgarh - Jh
Address
C/O-MR Sita Ram Sahu, S/O Late MR Dhan Eshwar, Patratu Basti, Near Durga Mandir Behind Block, Ramgarh(Jharkhand) 829122
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001295
Muramkalan - Ramgarh - Jh
Careful — 2 other Utkarsh Small Finance Bank branches have the same PIN code 829122. Check the branch name on your cheque or passbook before you send money.
Muramkalan - Ramgarh - Jh this pageUTKS0001295C/O-MR Sita Ram Sahu, S/O Late MR Dhan Eshwar, Patratu Basti, Near Durga Mandir Behind Block, Ramgarh(Jharkhand) 829122
GolaUTKS0001294C/O MRS. Mamta Poddar, W/O MR. Pancham Chandra, Main Road Gola, Dist Ramgarh(Jharkhand) 829122
RamgarhUTKS0001396Building Number JC, Mahatma Gandhi Chowk, Main Road, Ramgarh Cantt, Jharkhand 829122

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near JH

Branches with other PIN codes close by:

BranchIFSCPIN
Patratu Patratu to Sankul Road Block Mod Near Saraswati Shishu Mandir Patratu District-Ramgarh Jharkhand 829119 UTKS0002137 829119
Gumia Rudflrnearaxisbakpalihariurudihmiabkarjharkhadpicde 829111 UTKS0001898 829111
Phusro C/O-MRS Kanchan Singh, W/O MR Sal Eshwar Kumar, Near Damodar Bridge, Damodar Nagar, Phusro, Dist Bokaro(Jharkhand) 829144 UTKS0001335 829144
Chandawa Infront of Sai Nursing Home Ranchi Main Road Chandawa Latehar Jharkhand 829203 UTKS0001952 829203
Latehar Near Indusind Bank Latehar District-Latehar State Jharkhand 829206 UTKS0001479 829206

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IFSC Code of Muramkalan - Ramgarh - Jh, Utkarsh Small Finance Bank

The IFSC code of Muramkalan - Ramgarh - Jh branch of Utkarsh Small Finance Bank, located at C/O-MR Sita Ram Sahu, S/O Late MR Dhan Eshwar, Patratu Basti, Near Durga Mandir Behind Block, Ramgarh(Jharkhand) 829122, Muramkalan - Ramgarh - Jh, Jharkhand is UTKS0001295. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

Websiteutkarsh.bank.in ↗
DistrictMuramkalan - Ramgarh - Jh
StateJharkhand
PIN Code829122
AreaRamgarh

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001295 — Muramkalan - Ramgarh - Jh, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001295 belongs to Muramkalan - Ramgarh - Jh, Utkarsh Small Finance Bank.

Branch Location
Muramkalan - Ramgarh - Jh — Utkarsh Small Finance Bank
C/O-MR Sita Ram Sahu, S/O Late MR Dhan Eshwar, Patratu Basti, Near Durga Mandir Behind Block, Ramgarh(Jharkhand) 829122
Muramkalan - Ramgarh - Jh, Jharkhand, India — PIN 829122
Branch details of UTKS0001295 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)