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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Koch, Gaya – IFSC UTKS0001968

Utkarsh Small Finance Bank · Near Middle School Konch Gaya Bihar 824207, Gaya, Bihar

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Bank
Utkarsh Small Finance Bank
Branch
Koch
MICR Code
824762102
Address
Near Middle School Konch Gaya Bihar 824207
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001968
Koch

This is the only Utkarsh Small Finance Bank branch with PIN code 824207 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Koch

BranchIFSCPIN
Madanpur Village Madanpur P.S Madanpur District-Aurangabad State Bihar Khesara Thana Tauzi 824208 UTKS0001167 824208
Bhagahar Tetariya Khurd Barachatti Near Police Station Dist.-Gaya 824201 UTKS0001865 824201
Sherghati Mauza Sherghati, Dist Gaya, State Bihar, Khesara, Thana, Tauzi 824211 UTKS0001158 824211
Bank Road Land Old and New, Mauza Salempur, BEL Hariya, Baleban Road, Pargana Sanaut, P S Tekari, District Gaya, State Bihar 824236 UTKS0001170 824236
Bodh Gaya Bodh Gaya to Bhoj Bar Road Near BDM School Mochari Mode Bihar 824231 UTKS0002106 824231
Fatehpur Mauza Rupin, Paragana Maher, P.S. Bara Chati Presently Fatehpur, District Gaya, Bihar 824232 UTKS0001202 824232
Baijnathpur - Khizersarai C/O Sakal Dev Sharma Laxmi Naraya Niwas Anu Mandal Rod, Khizersarai Thana, Dis-Gaya, Bihar 824233 UTKS0001208 824233
Cherki Cherki Bazaar Near Thana More District Gaya Bihar 824237 UTKS0002020 824237
Guraru Bearing, Kita Tulsi Asthan, Area 03 Decimal, Mauza Rauna, Tola-Shankar Bigha, P.S.-Konch, P.O. Majhiawan, Anchal Guraru District Gaya, State Bihar 824118 UTKS0001244 824118
Repura - Daudnagar C/O Rishi Kant Singh Anu Mandal Road Post Bakharua Duad Nagar, Distt Aurangabad, Bihar 824143 UTKS0001159 824143

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IFSC Code of Koch, Utkarsh Small Finance Bank

The IFSC code of Koch branch of Utkarsh Small Finance Bank, located at Near Middle School Konch Gaya Bihar 824207, Gaya, Bihar is UTKS0001968. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 824762102. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictGaya
StateBihar
PIN Code824207

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001968 — Koch, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001968 belongs to Koch, Utkarsh Small Finance Bank.

Branch Location
Koch — Utkarsh Small Finance Bank
Near Middle School Konch Gaya Bihar 824207
Gaya, Bihar, India — PIN 824207
Branch details of UTKS0001968 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)