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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Guraru, Gaya – IFSC UTKS0001244

Utkarsh Small Finance Bank · Bearing, Kita Tulsi Asthan, Area 03 Decimal, Mauza Rauna, Tola-Shankar Bigha, P.S.-Konch, P.O. Majhiawan, Anchal Guraru District Gaya, State Bihar 824118, Gaya, Bihar

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Bank
Utkarsh Small Finance Bank
Branch
Guraru
MICR Code
823762002
Address
Bearing, Kita Tulsi Asthan, Area 03 Decimal, Mauza Rauna, Tola-Shankar Bigha, P.S.-Konch, P.O. Majhiawan, Anchal Guraru District Gaya, State Bihar 824118
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001244
Guraru

This is the only Utkarsh Small Finance Bank branch with PIN code 824118 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Guraru

BranchIFSCPIN
Barun Near Keshaw Singh Yadav College Barun to Nabinagar Road District Aurangabad Bihar 824122 UTKS0001990 824122
Obra BEL Road Near Maa Laxmi ITI Obra, Aurangabad Bihar 824124 UTKS0001951 824124
Rafiganj C/O Dilip Kumar Abdul Pur Babuganj, PS Rafiganj, Dist Aurangabad, State Bihar 824125 UTKS0001165 824125
Ora - Aurangabad C/O Pradeep Kumar, Mahathanivas, New Area Maharajganj Road, Aurangabad Pops, Bihar 824101 UTKS0001146 824101
Repura - Daudnagar C/O Rishi Kant Singh Anu Mandal Road Post Bakharua Duad Nagar, Distt Aurangabad, Bihar 824143 UTKS0001159 824143
Koch Near Middle School Konch Gaya Bihar 824207 UTKS0001968 824207
Sherghati Mauza Sherghati, Dist Gaya, State Bihar, Khesara, Thana, Tauzi 824211 UTKS0001158 824211
Bank Road Land Old and New, Mauza Salempur, BEL Hariya, Baleban Road, Pargana Sanaut, P S Tekari, District Gaya, State Bihar 824236 UTKS0001170 824236
Bhagahar Tetariya Khurd Barachatti Near Police Station Dist.-Gaya 824201 UTKS0001865 824201
Madanpur Village Madanpur P.S Madanpur District-Aurangabad State Bihar Khesara Thana Tauzi 824208 UTKS0001167 824208

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IFSC Code of Guraru, Utkarsh Small Finance Bank

The IFSC code of Guraru branch of Utkarsh Small Finance Bank, located at Bearing, Kita Tulsi Asthan, Area 03 Decimal, Mauza Rauna, Tola-Shankar Bigha, P.S.-Konch, P.O. Majhiawan, Anchal Guraru District Gaya, State Bihar 824118, Gaya, Bihar is UTKS0001244. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 823762002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictGaya
StateBihar
PIN Code824118

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001244 — Guraru, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001244 belongs to Guraru, Utkarsh Small Finance Bank.

Branch Location
Guraru — Utkarsh Small Finance Bank
Bearing, Kita Tulsi Asthan, Area 03 Decimal, Mauza Rauna, Tola-Shankar Bigha, P.S.-Konch, P.O. Majhiawan, Anchal Guraru District Gaya, State Bihar 824118
Gaya, Bihar, India — PIN 824118
Branch details of UTKS0001244 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)