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Updated: 31 Oct 2026, 12:03 pm IST

Kotak Focal Point Road, Ludhiana – IFSC KKBK0003913

Kotak Mahindra Bank Limited · Phase-II, Focal Point Road, Ludhiana . Punjab 141014, Ludhiana, Punjab

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Bank
Kotak Mahindra Bank Limited
Branch
Ludhiana Focal Point Road
MICR Code
141485014
Address
Phase-II, Focal Point Road, Ludhiana . Punjab 141014
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

KKBK
Kotak Mahindra Bank Limited
0
always zero
003913
Ludhiana Focal Point Road
Careful — 1 other Kotak branch has the same PIN code 141014. Check the branch name on your cheque or passbook before you send money.
Ludhiana Focal Point Road this pageKKBK0003913Phase-II, Focal Point Road, Ludhiana . Punjab 141014
Ludhiana - GiaspuraKKBK0003915Vasika, Shanti Nagar, Giaspura, Ludhiana . Punjab 141014

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Kotak branches near Focal Point Road

Branches with other PIN codes close by:

BranchIFSCPIN
Ludhiana Kesar Ganj Mandi Block 8, Lakkar Bazar, Kesar Ganj Mandi Ludhiana . Punjab 141008 KKBK0003914 141008
Sunder Nagar Branch Taraf Saidan Jagat Nagar Also Known As Sunder Nagar Ludhiana Punjab 141007 KKBK0003907 141007
Gill Road - Ludhiana Block XV and Basement Ground and Moongphali Mandi Gill Road Ludhiana 141003 KKBK0003902 141003
Miller Gunj Branch Miller Gunj Ludhiana, Grant Trunk Road, Punjab 141003 KKBK0003900 141003
BRS Nagar Branch Sco F Block BRS Nagar Near Orient Cinema East Day Ludhiana Punjab 141001 KKBK0003908 141001
Ludhiana Rani Jhansi Road, Civil Lines, Ludhiana, Punjab 141001 KKBK0003901 141001
Ludhiana Branch Sco Sector 32 Chandigarh Road Ludhiana Punjab 141001 KKBK0003905 141001
Ludhiana Haibowal Kalan B-Xxxiv, Main Road, Haibowal Kalan, Ludhiana . Punjab 141001 KKBK0003916 141001
Model Town Extension Branch Model Town Ludhiana Sco A Extension 141001 KKBK0003904 141001
Jainpur Maharishi Valmiki Nagar, Vikas Scheme, Ludhiana, Jainpur, Punjab 141001 KKBK0003918 141001

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IFSC Code of Ludhiana Focal Point Road, Kotak Mahindra Bank Limited

The IFSC code of Ludhiana Focal Point Road branch of Kotak Mahindra Bank Limited, located at Phase-II, Focal Point Road, Ludhiana . Punjab 141014, Ludhiana, Punjab is KKBK0003913. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141485014. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitekotak.bank.in ↗
DistrictLudhiana
StatePunjab
PIN Code141014

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for KKBK0003913 — Ludhiana Focal Point Road, Kotak Mahindra Bank Limited

Specimen image for reference only. IFSC KKBK0003913 belongs to Ludhiana Focal Point Road, Kotak Mahindra Bank Limited.

Branch Location
Ludhiana Focal Point Road — Kotak Mahindra Bank Limited
Phase-II, Focal Point Road, Ludhiana . Punjab 141014
Ludhiana, Punjab, India — PIN 141014
Branch details of KKBK0003913 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)