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Updated: 31 Oct 2026, 12:03 pm IST

Kotak Gill Road, Ludhiana – IFSC KKBK0003902

Kotak Mahindra Bank Limited · Block XV and Basement Ground and Moongphali Mandi Gill Road Ludhiana 141003, Ludhiana, Punjab

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Bank
Kotak Mahindra Bank Limited
Branch
Gill Road - Ludhiana
MICR Code
141485008
Address
Block XV and Basement Ground and Moongphali Mandi Gill Road Ludhiana 141003
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

KKBK
Kotak Mahindra Bank Limited
0
always zero
003902
Gill Road - Ludhiana
Careful — 1 other Kotak branch has the same PIN code 141003. Check the branch name on your cheque or passbook before you send money.
Gill Road - Ludhiana this pageKKBK0003902Block XV and Basement Ground and Moongphali Mandi Gill Road Ludhiana 141003
Miller Gunj BranchKKBK0003900Miller Gunj Ludhiana, Grant Trunk Road, Punjab 141003

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Kotak branches near Gill Road

Branches with other PIN codes close by:

BranchIFSCPIN
BRS Nagar Branch Sco F Block BRS Nagar Near Orient Cinema East Day Ludhiana Punjab 141001 KKBK0003908 141001
Ludhiana Rani Jhansi Road, Civil Lines, Ludhiana, Punjab 141001 KKBK0003901 141001
Ludhiana Branch Sco Sector 32 Chandigarh Road Ludhiana Punjab 141001 KKBK0003905 141001
Ludhiana Haibowal Kalan B-Xxxiv, Main Road, Haibowal Kalan, Ludhiana . Punjab 141001 KKBK0003916 141001
Model Town Extension Branch Model Town Ludhiana Sco A Extension 141001 KKBK0003904 141001
Sunder Nagar Branch Taraf Saidan Jagat Nagar Also Known As Sunder Nagar Ludhiana Punjab 141007 KKBK0003907 141007
Ludhiana Kesar Ganj Mandi Block 8, Lakkar Bazar, Kesar Ganj Mandi Ludhiana . Punjab 141008 KKBK0003914 141008
Jainpur Maharishi Valmiki Nagar, Vikas Scheme, Ludhiana, Jainpur, Punjab 141001 KKBK0003918 141001
Ludhiana - Giaspura Vasika, Shanti Nagar, Giaspura, Ludhiana . Punjab 141014 KKBK0003915 141014
Ludhiana Focal Point Road Phase-II, Focal Point Road, Ludhiana . Punjab 141014 KKBK0003913 141014

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IFSC Code of Gill Road - Ludhiana, Kotak Mahindra Bank Limited

The IFSC code of Gill Road - Ludhiana branch of Kotak Mahindra Bank Limited, located at Block XV and Basement Ground and Moongphali Mandi Gill Road Ludhiana 141003, Ludhiana, Punjab is KKBK0003902. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 141485008. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitekotak.bank.in ↗
DistrictLudhiana
StatePunjab
PIN Code141003

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for KKBK0003902 — Gill Road - Ludhiana, Kotak Mahindra Bank Limited

Specimen image for reference only. IFSC KKBK0003902 belongs to Gill Road - Ludhiana, Kotak Mahindra Bank Limited.

Branch Location
Gill Road - Ludhiana — Kotak Mahindra Bank Limited
Block XV and Basement Ground and Moongphali Mandi Gill Road Ludhiana 141003
Ludhiana, Punjab, India — PIN 141003
Branch details of KKBK0003902 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)