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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Kuligam, Kupwara – IFSC JAKA0KULIGA

Jammu And Kashmir Bank Limited · Kuligam Lolab, Tehsil Kupwara, Jammu and Kashmir 193222, Kupwara, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Kuligam
MICR Code
193051231
Address
Kuligam Lolab, Tehsil Kupwara, Jammu and Kashmir 193222
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
KULIGA
Kuligam
Careful — 4 other J&K Bank branches have the same PIN code 193222. Check the branch name on your cheque or passbook before you send money.
Kuligam this pageJAKA0KULIGAKuligam Lolab, Tehsil Kupwara, Jammu and Kashmir 193222
Bumhama, KupwaraJAKA0BUMHAMVillage Bumhama Near Fruit Mandi, Post Office Kupwara, JK 193222
HalmatporaJAKA0HALMATHalmatpora, District Kupwara, Kashmir 193222
Negrimalpora KupawraJAKA0NEGRIMNagrimalpora, Kupwara 193222
RegiporaJAKA0REGPURCollege Road Regipora, District Kupwara 193222

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Kuligam

Branches with other PIN codes close by:

BranchIFSCPIN
Arampora Arampora, District Kupwara 193221 JAKA0ARMPOR 193221
Devar Devar, Lolab, District Kupwara, Block Sogam, Kashmir 193223 JAKA0DEVAAR 193223
Kulangam Kulangam, District Kupwara 193221 JAKA0KULLAN 193221
Chowkibal Chowkibal, District Kupwara 193224 JAKA0CHOKBL 193224
Harai Harrai, District Kupwara 193224 JAKA0HARRAI 193224
Tarathpora Tarathpora, District Kupwara, Block Ramhal, Kashmir 193224 JAKA0TARATH 193224
Ebu Tangdhar Main Market Main Market Tangdhar Post Office Tehsil Karnah District Kupwara Near Govt Boys High School 193225 JAKA0EBTANG 193225
Sangrama, Sopore Village Sangrama, Post Office Sopore, District Baramulla, Landmark Sangrama Chowk 193202 JAKA0SANGRM 193202
Amargarh Sopore Zonal Office Building, Near Sopore Kupwara Bypass, Amargarh 193201 JAKA0AMARGH 193201
Hygam Sopore Hygam Sopore, District Baramulla 193201 JAKA0HYGAAM 193201

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IFSC Code of Kuligam, Jammu And Kashmir Bank Limited

The IFSC code of Kuligam branch of Jammu And Kashmir Bank Limited, located at Kuligam Lolab, Tehsil Kupwara, Jammu and Kashmir 193222, Kupwara, Jammu And Kashmir is JAKA0KULIGA. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 193051231. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictKupwara
StateJammu And Kashmir
PIN Code193222

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0KULIGA — Kuligam, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0KULIGA belongs to Kuligam, Jammu And Kashmir Bank Limited.

Branch Location
Kuligam — Jammu And Kashmir Bank Limited
Kuligam Lolab, Tehsil Kupwara, Jammu and Kashmir 193222
Kupwara, Jammu And Kashmir, India — PIN 193222
Branch details of JAKA0KULIGA as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)