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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Harai, Kupwara – IFSC JAKA0HARRAI

Jammu And Kashmir Bank Limited · Harrai, District Kupwara 193224, Kupwara, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Harai
MICR Code
193051220
Address
Harrai, District Kupwara 193224
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
HARRAI
Harai
Careful — 2 other J&K Bank branches have the same PIN code 193224. Check the branch name on your cheque or passbook before you send money.
Harai this pageJAKA0HARRAIHarrai, District Kupwara 193224
ChowkibalJAKA0CHOKBLChowkibal, District Kupwara 193224
TarathporaJAKA0TARATHTarathpora, District Kupwara, Block Ramhal, Kashmir 193224

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Harai

Branches with other PIN codes close by:

BranchIFSCPIN
Devar Devar, Lolab, District Kupwara, Block Sogam, Kashmir 193223 JAKA0DEVAAR 193223
Bumhama, Kupwara Village Bumhama Near Fruit Mandi, Post Office Kupwara, JK 193222 JAKA0BUMHAM 193222
Halmatpora Halmatpora, District Kupwara, Kashmir 193222 JAKA0HALMAT 193222
Kuligam Kuligam Lolab, Tehsil Kupwara, Jammu and Kashmir 193222 JAKA0KULIGA 193222
Negrimalpora Kupawra Nagrimalpora, Kupwara 193222 JAKA0NEGRIM 193222
Regipora College Road Regipora, District Kupwara 193222 JAKA0REGPUR 193222
Arampora Arampora, District Kupwara 193221 JAKA0ARMPOR 193221
Kulangam Kulangam, District Kupwara 193221 JAKA0KULLAN 193221
Ebu Tangdhar Main Market Main Market Tangdhar Post Office Tehsil Karnah District Kupwara Near Govt Boys High School 193225 JAKA0EBTANG 193225
Sangrama, Sopore Village Sangrama, Post Office Sopore, District Baramulla, Landmark Sangrama Chowk 193202 JAKA0SANGRM 193202

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IFSC Code of Harai, Jammu And Kashmir Bank Limited

The IFSC code of Harai branch of Jammu And Kashmir Bank Limited, located at Harrai, District Kupwara 193224, Kupwara, Jammu And Kashmir is JAKA0HARRAI. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 193051220. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictKupwara
StateJammu And Kashmir
PIN Code193224

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0HARRAI — Harai, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0HARRAI belongs to Harai, Jammu And Kashmir Bank Limited.

Branch Location
Harai — Jammu And Kashmir Bank Limited
Harrai, District Kupwara 193224
Kupwara, Jammu And Kashmir, India — PIN 193224
Branch details of JAKA0HARRAI as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)