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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Kargil Main – IFSC JAKA0KARGIL

Jammu And Kashmir Bank Limited · Ladakh, Kargil, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Kargil Main
MICR Code
194051008
Address
Ladakh
Phone
0918 233628
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
KARGIL
Kargil Main

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Main

BranchIFSCPIN
Akchamal Rakina, Akchamal, Block / Tehsil District-Kargil 194103 JAKA0ACHKAM 194103
Batalik Batalik, District Kargil 194103 JAKA0BATLIK 194103
Chiktan Block Shakar Chiktan JAKA0CHKTAN —
Drass Qatelgah, Main Bazar Drass JAKA0DARASS —
Lal Chowk Kargil Lalchowkkargilpin 194103 JAKA0KARLAL —
Mulbek Village Mulbek, Block Shargole Kargil 194109 JAKA0MULBIK 194109
Padam Zanaskar Padum, Zangskar, Kargil JAKA0PADDAM —
Puskyum Farool Puskyum, Near PHC Primary Health Centre, Kargil, JK 194103 JAKA0PUSKUM 194103
Saliskote Kargil Saliskote, Kargil, Tehsil Samkoo JAKA0SALISK —
Sanjak Kargil Sanjak, Chiktan, Kargil JAKA0SANJAK —

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IFSC Code of Kargil Main, Jammu And Kashmir Bank Limited

The IFSC code of Kargil Main branch of Jammu And Kashmir Bank Limited, located at Ladakh, Kargil, Jammu And Kashmir is JAKA0KARGIL. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 194051008. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictKargil
StateJammu And Kashmir

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0KARGIL — Kargil Main, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0KARGIL belongs to Kargil Main, Jammu And Kashmir Bank Limited.

Branch Location
Kargil Main — Jammu And Kashmir Bank Limited
Ladakh
Kargil, Jammu And Kashmir, India
Branch details of JAKA0KARGIL as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)