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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Akchamal, Kargil – IFSC JAKA0ACHKAM

Jammu And Kashmir Bank Limited · Rakina, Akchamal, Block / Tehsil District-Kargil 194103, Kargil, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Akchamal
MICR Code
194051030
Address
Rakina, Akchamal, Block / Tehsil District-Kargil 194103
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
ACHKAM
Akchamal
Careful — 2 other J&K Bank branches have the same PIN code 194103. Check the branch name on your cheque or passbook before you send money.
Akchamal this pageJAKA0ACHKAMRakina, Akchamal, Block / Tehsil District-Kargil 194103
BatalikJAKA0BATLIKBatalik, District Kargil 194103
PuskyumJAKA0PUSKUMFarool Puskyum, Near PHC Primary Health Centre, Kargil, JK 194103

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Akchamal

Branches with other PIN codes close by:

BranchIFSCPIN
Mulbek Village Mulbek, Block Shargole Kargil 194109 JAKA0MULBIK 194109
Shey Block Chuchotyjk 194104 JAKA0SHELEH 194104
Moti Market Leh Lba Complex, Moti Market, Near Old Bus Stand, Leh Ladakh 194101 JAKA0MOTTII 194101
SNM Hospital Leh Opposite SNM Hospital Leh, District Leh 194101 JAKA0SNMLEH 194101
Zonal Office Leh Leh Ladakh Jammu and Kashmir 194101 JAKA0GUMPHA 194101
Upshi Leh Main Market Upshi Jammu and Kashmir 194201 JAKA0UPSHEE 194201
Panamik Panamik, Nubra, Leh 194401 JAKA0PANMIK 194401
Chiktan Block Shakar Chiktan JAKA0CHKTAN —
Drass Qatelgah, Main Bazar Drass JAKA0DARASS —
Kargil Main Ladakh JAKA0KARGIL —

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IFSC Code of Akchamal, Jammu And Kashmir Bank Limited

The IFSC code of Akchamal branch of Jammu And Kashmir Bank Limited, located at Rakina, Akchamal, Block / Tehsil District-Kargil 194103, Kargil, Jammu And Kashmir is JAKA0ACHKAM. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 194051030. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictKargil
StateJammu And Kashmir
PIN Code194103

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0ACHKAM — Akchamal, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0ACHKAM belongs to Akchamal, Jammu And Kashmir Bank Limited.

Branch Location
Akchamal — Jammu And Kashmir Bank Limited
Rakina, Akchamal, Block / Tehsil District-Kargil 194103
Kargil, Jammu And Kashmir, India — PIN 194103
Branch details of JAKA0ACHKAM as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)