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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Ratsun, Budgam – IFSC JAKA0RATSUN

Jammu And Kashmir Bank Limited · Ratsun, District Budgam 193401, Budgam, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Ratsun
MICR Code
191051040
Address
Ratsun, District Budgam 193401
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
RATSUN
Ratsun
Careful — 1 other J&K Bank branch has the same PIN code 193401. Check the branch name on your cheque or passbook before you send money.
Ratsun this pageJAKA0RATSUNRatsun, District Budgam 193401
Kanihama NarbalJAKA0KANIHAKanihama Narbal, District Budgam 193401

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Ratsun

Branches with other PIN codes close by:

BranchIFSCPIN
Druroo Druroo Tangmarg 193402 JAKA0DRUROO 193402
Sonium Sonium, District Baramulla, Block Kunzer, Kashmir 193404 JAKA0SONIUM 193404
Otligam PO-Otligam, Tehsil-Beerwah, District-Budgam 193411 JAKA0OTLIGA 193411
Rawalpora Khansahib Rawalpora Khansahib, District Budgam, Kashmir 193411 JAKA0RAWKHA 193411
Ashipora Ashipora Langate, Kupwara, JK 193303 JAKA0ASHPOR 193303
Batwina Ganderbal Batwina, District Ganderbal, Block Wakura, Tehsil Lar 193501 JAKA0BATWIN 193501
Main Market Sumbal Main Market Sumbal, District Bandipora 193501 JAKA0MMSUMB 193501
Shahgund Shahgund Sonawari Bandipora 193501 JAKA0SHGUND 193501
Ahamsharief Ahamsharief, District Bandipora, Kashmir 193502 JAKA0AHMSHA 193502
Garoora Bandipora Garoora, Bandipora 193502 JAKA0GAROOR 193502

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IFSC Code of Ratsun, Jammu And Kashmir Bank Limited

The IFSC code of Ratsun branch of Jammu And Kashmir Bank Limited, located at Ratsun, District Budgam 193401, Budgam, Jammu And Kashmir is JAKA0RATSUN. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 191051040. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictBudgam
StateJammu And Kashmir
PIN Code193401

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0RATSUN — Ratsun, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0RATSUN belongs to Ratsun, Jammu And Kashmir Bank Limited.

Branch Location
Ratsun — Jammu And Kashmir Bank Limited
Ratsun, District Budgam 193401
Budgam, Jammu And Kashmir, India — PIN 193401
Branch details of JAKA0RATSUN as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)