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Updated: 31 Oct 2026, 12:03 pm IST

J&K Bank Otligam, Budgam – IFSC JAKA0OTLIGA

Jammu And Kashmir Bank Limited · PO-Otligam, Tehsil-Beerwah, District-Budgam 193411, Budgam, Jammu And Kashmir

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Bank
Jammu And Kashmir Bank Limited
Branch
Otligam
MICR Code
191051047
Address
PO-Otligam, Tehsil-Beerwah, District-Budgam 193411
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

JAKA
Jammu And Kashmir Bank Limited
0
always zero
OTLIGA
Otligam
Careful — 1 other J&K Bank branch has the same PIN code 193411. Check the branch name on your cheque or passbook before you send money.
Otligam this pageJAKA0OTLIGAPO-Otligam, Tehsil-Beerwah, District-Budgam 193411
Rawalpora KhansahibJAKA0RAWKHARawalpora Khansahib, District Budgam, Kashmir 193411

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

J&K Bank branches near Otligam

Branches with other PIN codes close by:

BranchIFSCPIN
Kanihama Narbal Kanihama Narbal, District Budgam 193401 JAKA0KANIHA 193401
Ratsun Ratsun, District Budgam 193401 JAKA0RATSUN 193401
Sonium Sonium, District Baramulla, Block Kunzer, Kashmir 193404 JAKA0SONIUM 193404
Druroo Druroo Tangmarg 193402 JAKA0DRUROO 193402
Batwina Ganderbal Batwina, District Ganderbal, Block Wakura, Tehsil Lar 193501 JAKA0BATWIN 193501
Main Market Sumbal Main Market Sumbal, District Bandipora 193501 JAKA0MMSUMB 193501
Shahgund Shahgund Sonawari Bandipora 193501 JAKA0SHGUND 193501
Ahamsharief Ahamsharief, District Bandipora, Kashmir 193502 JAKA0AHMSHA 193502
Garoora Bandipora Garoora, Bandipora 193502 JAKA0GAROOR 193502
Kaloosa Bandipora Kaloosa Bandipora 193502 JAKA0KALOSA 193502

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IFSC Code of Otligam, Jammu And Kashmir Bank Limited

The IFSC code of Otligam branch of Jammu And Kashmir Bank Limited, located at PO-Otligam, Tehsil-Beerwah, District-Budgam 193411, Budgam, Jammu And Kashmir is JAKA0OTLIGA. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 191051047. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictBudgam
StateJammu And Kashmir
PIN Code193411

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for JAKA0OTLIGA — Otligam, Jammu And Kashmir Bank Limited

Specimen image for reference only. IFSC JAKA0OTLIGA belongs to Otligam, Jammu And Kashmir Bank Limited.

Branch Location
Otligam — Jammu And Kashmir Bank Limited
PO-Otligam, Tehsil-Beerwah, District-Budgam 193411
Budgam, Jammu And Kashmir, India — PIN 193411
Branch details of JAKA0OTLIGA as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)