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Updated: 31 Oct 2026, 12:03 pm IST

IOB Ghod Dod Road, Surat – IFSC IOBA0004131

Indian Overseas Bank · GF, West, Royal Heights, BH Sargam Shopping Centre, Somnath Mahadev Road, Ghod Dod Road, Surat 395007, Surat, Gujarat

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Bank
Indian Overseas Bank
Branch
Ghod Dod Road
MICR Code
395020010
Address
GF, West, Royal Heights, BH Sargam Shopping Centre, Somnath Mahadev Road, Ghod Dod Road, Surat 395007
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
004131
Ghod Dod Road
Careful — 2 other IOB branches have the same PIN code 395007. Check the branch name on your cheque or passbook before you send money.
Ghod Dod Road this pageIOBA0004131GF, West, Royal Heights, BH Sargam Shopping Centre, Somnath Mahadev Road, Ghod Dod Road, Surat 395007
PiplodIOBA0001938Sanskrrut Building, Opp Iscon Mall, Dumas Road 395007
VesuIOBA0004210Four Point, Opp. CB Patel Health Club, VIP Road, Vesu, Surat 395007

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Ghod Dod Road

Branches with other PIN codes close by:

BranchIFSCPIN
Pal Surat Galaxi Imperial L P Savani Road Near CNG Petrol Pubp Pal Canal Road Surat 395009 IOBA0003017 395009
Varachha Ground, Raj Imperis, Near Sarthana Police Station, Surat 395013 IOBA0003834 395013
Adajan C Wing, Prime Arcade, Mezanine, Anand Mahal Rd, Adajan Surat IOBA0001557 —
Gaurav Path Orchid Harmony, Gaurav Path, Opposite Fire Station IOBA0004140 —
Katargam Babrik Industrial Estate Opp New GIDC Katargam Surat Guja IOBA0002884 —
Surat Safe Deposit Chambers, Bhagatlao, Surat 395003 IOBA0000112 —

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IFSC Code of Ghod Dod Road, Indian Overseas Bank

The IFSC code of Ghod Dod Road branch of Indian Overseas Bank, located at GF, West, Royal Heights, BH Sargam Shopping Centre, Somnath Mahadev Road, Ghod Dod Road, Surat 395007, Surat, Gujarat is IOBA0004131. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 395020010. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictSurat
StateGujarat
PIN Code395007

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0004131 — Ghod Dod Road, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0004131 belongs to Ghod Dod Road, Indian Overseas Bank.

Branch Location
Ghod Dod Road — Indian Overseas Bank
GF, West, Royal Heights, BH Sargam Shopping Centre, Somnath Mahadev Road, Ghod Dod Road, Surat 395007
Surat, Gujarat, India — PIN 395007
Branch details of IOBA0004131 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)