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Updated: 31 Oct 2026, 12:03 pm IST

IOB Gaurav Path, Surat – IFSC IOBA0004140

Indian Overseas Bank · Orchid Harmony, Gaurav Path, Opposite Fire Station, Surat, Gujarat

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Bank
Indian Overseas Bank
Branch
Gaurav Path
MICR Code
395020011
Address
Orchid Harmony, Gaurav Path, Opposite Fire Station
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Is this the right branch?

IOBA
Indian Overseas Bank
0
always zero
004140
Gaurav Path

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

IOB branches near Gaurav Path

BranchIFSCPIN
Adajan C Wing, Prime Arcade, Mezanine, Anand Mahal Rd, Adajan Surat IOBA0001557 —
Ghod Dod Road GF, West, Royal Heights, BH Sargam Shopping Centre, Somnath Mahadev Road, Ghod Dod Road, Surat 395007 IOBA0004131 395007
Katargam Babrik Industrial Estate Opp New GIDC Katargam Surat Guja IOBA0002884 —
Pal Surat Galaxi Imperial L P Savani Road Near CNG Petrol Pubp Pal Canal Road Surat 395009 IOBA0003017 395009
Surat Safe Deposit Chambers, Bhagatlao, Surat 395003 IOBA0000112 —
Varachha Ground, Raj Imperis, Near Sarthana Police Station, Surat 395013 IOBA0003834 395013

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IFSC Code of Gaurav Path, Indian Overseas Bank

The IFSC code of Gaurav Path branch of Indian Overseas Bank, located at Orchid Harmony, Gaurav Path, Opposite Fire Station, Surat, Gujarat is IOBA0004140. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 395020011. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteiob.bank.in ↗
DistrictSurat
StateGujarat

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for IOBA0004140 — Gaurav Path, Indian Overseas Bank

Specimen image for reference only. IFSC IOBA0004140 belongs to Gaurav Path, Indian Overseas Bank.

Branch Location
Gaurav Path — Indian Overseas Bank
Orchid Harmony, Gaurav Path, Opposite Fire Station
Surat, Gujarat, India
Branch details of IOBA0004140 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)