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Updated: 31 Oct 2026, 12:03 pm IST

Esaf Small Finance Bank Karukachal, Kottayam – IFSC ESMF0001809

Esaf Small Finance Bank Limited · Building, Changanacherry Vazhoor Road, Near NSS Junction, Karukachal, Kottayam-Dist, Kerala 686542, Kottayam, Kerala

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Bank
Esaf Small Finance Bank Limited
Branch
Karukachal
Address
Building, Changanacherry Vazhoor Road, Near NSS Junction, Karukachal, Kottayam-Dist, Kerala 686542
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

ESMF
Esaf Small Finance Bank Limited
0
always zero
001809
Karukachal

This is the only Esaf Small Finance Bank branch with PIN code 686542 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Esaf Small Finance Bank branches near Karukachal

BranchIFSCPIN
Chingavanam Chingavanam, Kottayam, Kerala 686531 ESMF0001810 686531
Kanjirappally Trade Centre, Near HP Petrol Pump, Myca Junction, Kanjirapally, Kottayam District 686512 ESMF0001158 686512
Pala The Melhor Building, Ground, Room, Near RTO Office, Chethimattom, Pala, Kottayam 686575 ESMF0001105 686575
Pampadi Rhema Buildings, Pampady P O, Vattamalapady 686502 ESMF0001409 686502
Chengalam East Room, St Antonys Shopping Complex, Chengalam Paiga Road, Kottayam District 686585 ESMF0001138 686585
Erattupetta Building, Pulickal Arcade, Erattupettta, Erattupetta Muncipality, District-Kottayam, State-Kerala 686121 ESMF0001823 686121
Changanassery Sweety Building, Laikkad Bus Stop, Perunna, Changanassery 686102 ESMF0001186 686102
Kottayam Adithya Commerical Arcade, Ground, MC Road, Kottayam District 686001 ESMF0001132 686001
Uzhavoor Puthiyakunnel Buildings, Near St Stephens Church, Uzhavoor, Kottayam District 686634 ESMF0001145 686634
Muvattupuzha Pearl Tower, Near Signal Junction, Velloorkunnam, Muvattupuzha 686661 ESMF0001114 686661

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IFSC Code of Karukachal, Esaf Small Finance Bank Limited

The IFSC code of Karukachal branch of Esaf Small Finance Bank Limited, located at Building, Changanacherry Vazhoor Road, Near NSS Junction, Karukachal, Kottayam-Dist, Kerala 686542, Kottayam, Kerala is ESMF0001809. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

Websiteesaf.bank.in ↗
DistrictKottayam
StateKerala
PIN Code686542

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for ESMF0001809 — Karukachal, Esaf Small Finance Bank Limited

Specimen image for reference only. IFSC ESMF0001809 belongs to Karukachal, Esaf Small Finance Bank Limited.

Branch Location
Karukachal — Esaf Small Finance Bank Limited
Building, Changanacherry Vazhoor Road, Near NSS Junction, Karukachal, Kottayam-Dist, Kerala 686542
Kottayam, Kerala, India — PIN 686542
Branch details of ESMF0001809 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)