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Updated: 31 Oct 2026, 12:03 pm IST

Esaf Small Finance Bank Changanassery – IFSC ESMF0001186

Esaf Small Finance Bank Limited · Sweety Building, Laikkad Bus Stop, Perunna, Changanassery 686102, Kottayam, Kerala

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Bank
Esaf Small Finance Bank Limited
Branch
Changanassery
MICR Code
686760052
Address
Sweety Building, Laikkad Bus Stop, Perunna, Changanassery 686102
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

ESMF
Esaf Small Finance Bank Limited
0
always zero
001186
Changanassery

This is the only Esaf Small Finance Bank branch with PIN code 686102 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Esaf Small Finance Bank branches near Changanassery

BranchIFSCPIN
Erattupetta Building, Pulickal Arcade, Erattupettta, Erattupetta Muncipality, District-Kottayam, State-Kerala 686121 ESMF0001823 686121
Vaikom Elamabasseril Building, Ist, Valiyakavala, North Gate, Vaikom Town P O, Kottayam 686141 ESMF0001354 686141
Kottayam Adithya Commerical Arcade, Ground, MC Road, Kottayam District 686001 ESMF0001132 686001
Chingavanam Chingavanam, Kottayam, Kerala 686531 ESMF0001810 686531
Karukachal Building, Changanacherry Vazhoor Road, Near NSS Junction, Karukachal, Kottayam-Dist, Kerala 686542 ESMF0001809 686542
Manarcad Vettikunnel Arcade, Near Best Bakery, Manarcad Puthupally Bypass Road, Kottayam 686019 ESMF0001164 686019
Pampadi Rhema Buildings, Pampady P O, Vattamalapady 686502 ESMF0001409 686502
Kanjirappally Trade Centre, Near HP Petrol Pump, Myca Junction, Kanjirapally, Kottayam District 686512 ESMF0001158 686512
Pala The Melhor Building, Ground, Room, Near RTO Office, Chethimattom, Pala, Kottayam 686575 ESMF0001105 686575
Chengalam East Room, St Antonys Shopping Complex, Chengalam Paiga Road, Kottayam District 686585 ESMF0001138 686585

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IFSC Code of Changanassery, Esaf Small Finance Bank Limited

The IFSC code of Changanassery branch of Esaf Small Finance Bank Limited, located at Sweety Building, Laikkad Bus Stop, Perunna, Changanassery 686102, Kottayam, Kerala is ESMF0001186. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 686760052. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteesaf.bank.in ↗
DistrictKottayam
StateKerala
PIN Code686102

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for ESMF0001186 — Changanassery, Esaf Small Finance Bank Limited

Specimen image for reference only. IFSC ESMF0001186 belongs to Changanassery, Esaf Small Finance Bank Limited.

Branch Location
Changanassery — Esaf Small Finance Bank Limited
Sweety Building, Laikkad Bus Stop, Perunna, Changanassery 686102
Kottayam, Kerala, India — PIN 686102
Branch details of ESMF0001186 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)