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Updated: 31 Oct 2026, 12:03 pm IST

Varachha Cooperative Bank Utran, Surat – IFSC VARA0289028

The Varachha Cooperative Bank Limited · Silver Business Point, Near VIP Circle, Utran, Surat 394101, Surat, Gujarat

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Bank
The Varachha Cooperative Bank Limited
Branch
Utran
MICR Code
394289002
Address
Silver Business Point, Near VIP Circle, Utran, Surat 394101
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

VARA
The Varachha Cooperative Bank Limited
0
always zero
289028
Utran
Careful — 1 other The Varachha Cooperative Bank branch has the same PIN code 394101. Check the branch name on your cheque or passbook before you send money.
Utran this pageVARA0289028Silver Business Point, Near VIP Circle, Utran, Surat 394101
Mota Varachha BranchVARA0289013Abhishek-III Residency, Nr. Sudama Chowk, Mota Varachha, Surat 394101

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

The Varachha Cooperative Bank branches near Utran

Branches with other PIN codes close by:

BranchIFSCPIN
Sachin Branch Laxmi Villa Township, Sachin 394230 VARA0289008 394230
Kadodra Branch Thakorji Complex, Kadodra Char Rasta 394327 VARA0289004 394327
Ring Road Branch Vankar Sangh Building, Opp. Jash Market, Ring Road, Surat 395003 VARA0289003 395003
Kasa Nagar Apple Square, Near Gajera Vidhya Bhavan, Gajera Circle, Kasa Nagar, Katargam, Surat 395004 VARA0289025 395004
Katargam Branch Sardar Complex, Katargam Main Road, Near Bal Anath Ashram 395004 VARA0289006 395004
Affil Tower Branch Affil Tower, L.H. Road, Surat 395006 VARA0289001 395006
Hirabaug Branch Mangaldeep Complex, Opp Shree Ramnagar Society, Hirabaug, Surat 395006 VARA0289015 395006
Kapodra Branch Near Siddh Kutir Mandir, Kapodra, Varachha Road, Surat 395006 VARA0289005 395006
Sarthana Branch Deep Kamal Commercial Hub, Nr Nature Park, Sarthana, Surat-Kamrej Road, Surat 395006 VARA0289014 395006
Punagam Branch Resma Residency, Near Punagam Canal Road, Punagam Surat 395010 VARA0289007 395010

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IFSC Code of Utran, The Varachha Cooperative Bank Limited

The IFSC code of Utran branch of The Varachha Cooperative Bank Limited, located at Silver Business Point, Near VIP Circle, Utran, Surat 394101, Surat, Gujarat is VARA0289028. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 394289002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitevarachha.bank.in ↗
DistrictSurat
StateGujarat
PIN Code394101

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for VARA0289028 — Utran, The Varachha Cooperative Bank Limited

Specimen image for reference only. IFSC VARA0289028 belongs to Utran, The Varachha Cooperative Bank Limited.

Branch Location
Utran — The Varachha Cooperative Bank Limited
Silver Business Point, Near VIP Circle, Utran, Surat 394101
Surat, Gujarat, India — PIN 394101
Branch details of VARA0289028 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)