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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Umraha, Varanasi – IFSC UTKS0001099

Utkarsh Small Finance Bank · Care of MR Bal Ji Prasada Village Umaraha Market Varanasi 221007, Varanasi, Uttar Pradesh

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Bank
Utkarsh Small Finance Bank
Branch
Umraha
MICR Code
221762011
Address
Care of MR Bal Ji Prasada Village Umaraha Market Varanasi 221007
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001099
Umraha
Careful — 2 other Utkarsh Small Finance Bank branches have the same PIN code 221007. Check the branch name on your cheque or passbook before you send money.
Umraha this pageUTKS0001099Care of MR Bal Ji Prasada Village Umaraha Market Varanasi 221007
Ashok ViharUTKS0001001PL No House No Sa by RLG Complex Vasudev Nagar Paharia Varanasi 221007
PanchkosiUTKS0001078Sa by Chandra Charmuhani Ashapur Ward Sarnath, Varanasi 221007

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Umraha

Branches with other PIN codes close by:

BranchIFSCPIN
Lanka PJR Sheetal Complex, Durgakund, Dist Varanasi, State Uttar Pradesh 221005 UTKS0001513 221005
Orderly Bazar, Varanasi Mahavir Road, Orderly Bazar Ward-Sikraul, District Varanasi Uttar Pradesh 221002 UTKS0001351 221002
Rtgs-Ho Mahavir Nagar Orderly Bazaar Varanasi 221002 UTKS0000001 221002
Mahmoorganj Mauja Birdopurmahmoorganj Rathyatra Varanasi Uttar Pradesh Landmark Near Hotel Celebrant 221001 UTKS0001384 221001
Varanasi Godowlia Spice KCM Cineplex, Gadowila-Maidagin Road, Bara Deo, PO-Luxa, District Varanasi, Uttar Pardesh 221001 UTKS0001375 221001
Sonia Road Varanasi Gandhi Nagar Colony Sonia Road Sigra Varanasi Uttar Pradesh 221010 UTKS0002143 221010
Chaubeypur Mauza Barsadha, Pargana Katehar, Tehsil-Sadar, District Varanasi, State Uttar Pradesh 221104 UTKS0001022 221104
CPC Varanasi Utkarsh Tower Babatpur Airport Road Sehmalpur Varanasi Uttar Pradesh 221105 UTKS0000002 221105
Harahua Care of Nanheram Maurya Son of Jageram Vill Koirajpur Post Harahua Dist Varanasi 221202 UTKS0001003 221202
Sindhora Village Sindhora, Paragana Kolasla, Tehsil Dra, District Varanasi, State Uttar Pradesh 221208 UTKS0001005 221208

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IFSC Code of Umraha, Utkarsh Small Finance Bank

The IFSC code of Umraha branch of Utkarsh Small Finance Bank, located at Care of MR Bal Ji Prasada Village Umaraha Market Varanasi 221007, Varanasi, Uttar Pradesh is UTKS0001099. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 221762011. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictVaranasi
StateUttar Pradesh
PIN Code221007

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001099 — Umraha, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001099 belongs to Umraha, Utkarsh Small Finance Bank.

Branch Location
Umraha — Utkarsh Small Finance Bank
Care of MR Bal Ji Prasada Village Umaraha Market Varanasi 221007
Varanasi, Uttar Pradesh, India — PIN 221007
Branch details of UTKS0001099 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)