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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Harraiya, Basti – IFSC UTKS0001245

Utkarsh Small Finance Bank · Village Muradi Pur, Tappa Puraina, Paragana Amora, Tehsil Harraiya, Dist Ract Basti, State Uttar Pradesh, Basti, Uttar Pradesh

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Bank
Utkarsh Small Finance Bank
Branch
Harraiya
MICR Code
272762051
Address
Village Muradi Pur, Tappa Puraina, Paragana Amora, Tehsil Harraiya, Dist Ract Basti, State Uttar Pradesh
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001245
Harraiya

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Harraiya

BranchIFSCPIN
Basti Murli Jot, Ansar Colony, Akpangi, Purani Basti, Uttar Pradesh 272002 UTKS0001180 272002
Basti Pikaura Shiv Gulam, Malviya Road, Basti, Uttar Pradesh 272001 UTKS0001392 272001
Rudhauli Village Rudhauli Kala, ( Magahar West), District Basti, State Uttar Pradesh 272151 UTKS0001215 272151

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IFSC Code of Harraiya, Utkarsh Small Finance Bank

The IFSC code of Harraiya branch of Utkarsh Small Finance Bank, located at Village Muradi Pur, Tappa Puraina, Paragana Amora, Tehsil Harraiya, Dist Ract Basti, State Uttar Pradesh, Basti, Uttar Pradesh is UTKS0001245. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 272762051. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictBasti
StateUttar Pradesh

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001245 — Harraiya, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001245 belongs to Harraiya, Utkarsh Small Finance Bank.

Branch Location
Harraiya — Utkarsh Small Finance Bank
Village Muradi Pur, Tappa Puraina, Paragana Amora, Tehsil Harraiya, Dist Ract Basti, State Uttar Pradesh
Basti, Uttar Pradesh, India
Branch details of UTKS0001245 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)