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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Rajpura, Patiala – IFSC UTKS0001978

Utkarsh Small Finance Bank · Gandhi Colony Kasturba Road Rajpura Patiala Punjab 140401, Patiala, Punjab

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Bank
Utkarsh Small Finance Bank
Branch
Rajpura
MICR Code
140762002
Address
Gandhi Colony Kasturba Road Rajpura Patiala Punjab 140401
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001978
Rajpura

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Rajpura

BranchIFSCPIN
Patiala Showroom D P Square, Chowk Leela Bhawan Patiala Punjab 147001 UTKS0001563 147001

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IFSC Code of Rajpura, Utkarsh Small Finance Bank

The IFSC code of Rajpura branch of Utkarsh Small Finance Bank, located at Gandhi Colony Kasturba Road Rajpura Patiala Punjab 140401, Patiala, Punjab is UTKS0001978. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 140762002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictPatiala
StatePunjab

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001978 — Rajpura, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001978 belongs to Rajpura, Utkarsh Small Finance Bank.

Branch Location
Rajpura — Utkarsh Small Finance Bank
Gandhi Colony Kasturba Road Rajpura Patiala Punjab 140401
Patiala, Punjab, India
Branch details of UTKS0001978 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)