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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Garra – IFSC UTKS0001964

Utkarsh Small Finance Bank · Balaghat to Lalbarra Road Near Garra Chowk and Wainganga River Garra Balaghat Madhya Pradesh 481001, Garra Balaghat, Madhya Pradesh

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Bank
Utkarsh Small Finance Bank
Branch
Garra
MICR Code
481762002
Address
Balaghat to Lalbarra Road Near Garra Chowk and Wainganga River Garra Balaghat Madhya Pradesh 481001
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001964
Garra

This is the only Utkarsh Small Finance Bank branch with PIN code 481001 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Garra

BranchIFSCPIN
Baihar C/O Devi Singh Gautam Narsingh Tola Lamta Road Baihar Dist-Balaghat Madhya Pradesh 481111 UTKS0002051 481111
Kirnapur Near Government College Seoni Hatta Chowk Kirnapur Dist-Balaghat Madhya Pradesh 481115 UTKS0002082 481115
Lanji Uppergroundflooraamgaownroadnearnagarpanchayatofficelanjibalagahatmadhyapradeshpincode 481222 UTKS0001975 481222
Katangi Infront of Food Corporation of India Near Govt Warehouse Seoni Road Katangi District-Balaghat Madhya Pradesh 481445 UTKS0002121 481445
Mandla Beside Preeti, Talkies, Near Hanuman Temple, Civi, Line Mandla 481661 UTKS0001278 481661
Nainpur Seoni Road, Chandrashekhar Ward, Naninpur Dist Mandla 481776 UTKS0001279 481776

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IFSC Code of Garra, Utkarsh Small Finance Bank

The IFSC code of Garra branch of Utkarsh Small Finance Bank, located at Balaghat to Lalbarra Road Near Garra Chowk and Wainganga River Garra Balaghat Madhya Pradesh 481001, Garra Balaghat, Madhya Pradesh is UTKS0001964. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 481762002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictGarra Balaghat
StateMadhya Pradesh
PIN Code481001
AreaBalaghat

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001964 — Garra, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001964 belongs to Garra, Utkarsh Small Finance Bank.

Branch Location
Garra — Utkarsh Small Finance Bank
Balaghat to Lalbarra Road Near Garra Chowk and Wainganga River Garra Balaghat Madhya Pradesh 481001
Garra Balaghat, Madhya Pradesh, India — PIN 481001
Branch details of UTKS0001964 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)