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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Varachha, Surat – IFSC UTKS0001608

Utkarsh Small Finance Bank · J R Plaza, Varachha Main Road B/S, CNG Pump Shree Jai Mahalaxmi, Society Chikuwadi Nana, Surat Gujarat 395006, Surat, Gujarat

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Bank
Utkarsh Small Finance Bank
Branch
Varachha Surat
MICR Code
395762003
Address
J R Plaza, Varachha Main Road B/S, CNG Pump Shree Jai Mahalaxmi, Society Chikuwadi Nana, Surat Gujarat 395006
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001608
Varachha Surat

This is the only Utkarsh Small Finance Bank branch with PIN code 395006 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Varachha

BranchIFSCPIN
Surat Sundaram Space, Sagrampura, Hanuman Sheri Ring Road, Surat, Gujarat 395008 UTKS0001540 395008
Vesu Surat Shop No G Shubh Universal, Vesu, Surat, Gujarat 395001 UTKS0001747 395001
Adajan Pal Surat La Victoria Building Galaxy Circle Adajan-Pal Surat Gujarat 394510 UTKS0001745 394510

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IFSC Code of Varachha Surat, Utkarsh Small Finance Bank

The IFSC code of Varachha Surat branch of Utkarsh Small Finance Bank, located at J R Plaza, Varachha Main Road B/S, CNG Pump Shree Jai Mahalaxmi, Society Chikuwadi Nana, Surat Gujarat 395006, Surat, Gujarat is UTKS0001608. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 395762003. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictSurat
StateGujarat
PIN Code395006

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001608 — Varachha Surat, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001608 belongs to Varachha Surat, Utkarsh Small Finance Bank.

Branch Location
Varachha Surat — Utkarsh Small Finance Bank
J R Plaza, Varachha Main Road B/S, CNG Pump Shree Jai Mahalaxmi, Society Chikuwadi Nana, Surat Gujarat 395006
Surat, Gujarat, India — PIN 395006
Branch details of UTKS0001608 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)