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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Wadraf Nagar – IFSC UTKS0001415

Utkarsh Small Finance Bank · Vill-Wadrafnagar P.S. Tehsil Wandraf Nagar Hospital Road Near Central Bank Dis-Balarampur Chhattisgarh BHU Adhikar& Rin Pustika Patwari Circle Khesara 497225, Wadrafnagar, Chhattisgarh

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Bank
Utkarsh Small Finance Bank
Branch
Wadraf Nagar
MICR Code
497762501
Address
Vill-Wadrafnagar P.S. Tehsil Wandraf Nagar Hospital Road Near Central Bank Dis-Balarampur Chhattisgarh BHU Adhikar& Rin Pustika Patwari Circle Khesara 497225
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001415
Wadraf Nagar

This is the only Utkarsh Small Finance Bank branch with PIN code 497225 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Wadraf Nagar

BranchIFSCPIN
Ramanuganj Near Indian Oil Petrol Pump Dis-Balarampur Ramanuganj Chhattishgarh 497220 UTKS0001421 497220
Balrampur Village Balrampur, Circle, Chanchla Niwas, State Chhattisgarh 497119 UTKS0001427 497119
Udaypur Village Dumar Dih, P.S. & Tehsil-Udaypur, Bilashpur Road, Near Tehsil, Udaypur, District Surguja, Chhattisgarh 497116 UTKS0001418 497116
Ambikapur Front of Madipur Police Chouki Bilaspur Chowk Ambikapur District Surguja Chhattisgarh 497001 UTKS0001482 497001

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IFSC Code of Wadraf Nagar, Utkarsh Small Finance Bank

The IFSC code of Wadraf Nagar branch of Utkarsh Small Finance Bank, located at Vill-Wadrafnagar P.S. Tehsil Wandraf Nagar Hospital Road Near Central Bank Dis-Balarampur Chhattisgarh BHU Adhikar& Rin Pustika Patwari Circle Khesara 497225, Wadrafnagar, Chhattisgarh is UTKS0001415. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 497762501. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictWadrafnagar
StateChhattisgarh
PIN Code497225
AreaBalarampur

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001415 — Wadraf Nagar, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001415 belongs to Wadraf Nagar, Utkarsh Small Finance Bank.

Branch Location
Wadraf Nagar — Utkarsh Small Finance Bank
Vill-Wadrafnagar P.S. Tehsil Wandraf Nagar Hospital Road Near Central Bank Dis-Balarampur Chhattisgarh BHU Adhikar& Rin Pustika Patwari Circle Khesara 497225
Wadrafnagar, Chhattisgarh, India — PIN 497225
Branch details of UTKS0001415 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)