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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Lauriya – IFSC UTKS0001939

Utkarsh Small Finance Bank · Tsmllfinncebnltd Fistfloobettirodinfontofbndnbnluiwestcmpnbipin 845453, Lauriya, Bihar

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Bank
Utkarsh Small Finance Bank
Branch
Lauriya
MICR Code
845762113
Address
Tsmllfinncebnltd Fistfloobettirodinfontofbndnbnluiwestcmpnbipin 845453
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001939
Lauriya

This is the only Utkarsh Small Finance Bank branch with PIN code 845453 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Lauriya

BranchIFSCPIN
Bettiah Vill Chhawani Bettiah, Paragana Majhaua, District West Champaran, State Bihar, Khesara, Thana 845455 UTKS0001149 845455
Mathura Gokhula Balthar Narkatiaganj Road Near Indian Oil Petrol Pump Mathura West Champaran Bihar 845451 UTKS0001974 845451
Shanichari Lauriya-Bettiah Road Near Sani Chari Thana Sani Chari-Gora District-West Champaran Bihar 845450 UTKS0002116 845450
Sugauli Mauza-Sugauli, P.S. Sugauli, District East Champaran, Bihar, Khesara 845456 UTKS0001162 845456
Baluwa Areraj Road Near Raghunathpur Vivah Bhawan Balua District-Purbi Champaran Bihar 845457 UTKS0001878 845457
Jagdishpur West Champaran Ansari Market Jagdishpur Dist West Champaran Bihar 845459 UTKS0001932 845459
Chanpatiya Mauza Tikuliya, Thana Chanpatiya, Sub Registry Bettiah, District West Champaran, Bihar 845449 UTKS0001152 845449
Ghogha Ghogha Chowk Ghogha P.S Gopalpur Dist West Champaran Bihar 845449 UTKS0001931 845449
Bhitaha Near Bhitaha Thana Post Chilwaniya District West Champaran Bihar 845438 UTKS0002101 845438
Kotwa Bazar Tola Road Link Road Near Cdpo Office Kotwa District-East Champaran Bihar 845437 UTKS0001894 845437

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IFSC Code of Lauriya, Utkarsh Small Finance Bank

The IFSC code of Lauriya branch of Utkarsh Small Finance Bank, located at Tsmllfinncebnltd Fistfloobettirodinfontofbndnbnluiwestcmpnbipin 845453, Lauriya, Bihar is UTKS0001939. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 845762113. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictLauriya
StateBihar
PIN Code845453
AreaWest Champaran

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001939 — Lauriya, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001939 belongs to Lauriya, Utkarsh Small Finance Bank.

Branch Location
Lauriya — Utkarsh Small Finance Bank
Tsmllfinncebnltd Fistfloobettirodinfontofbndnbnluiwestcmpnbipin 845453
Lauriya, Bihar, India — PIN 845453
Branch details of UTKS0001939 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)