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Updated: 31 Oct 2026, 12:03 pm IST

Utkarsh Small Finance Bank Areraj – IFSC UTKS0001137

Utkarsh Small Finance Bank · Village Yogiyad Janerawa, P.S Gobind Ganj, Areraj, Dist East Champaran, State Bihar, Khesara, Thana, Tauzi 845411, East Champaran, Bihar

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Bank
Utkarsh Small Finance Bank
Branch
Areraj
MICR Code
845762005
Address
Village Yogiyad Janerawa, P.S Gobind Ganj, Areraj, Dist East Champaran, State Bihar, Khesara, Thana, Tauzi 845411
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTKS
Utkarsh Small Finance Bank
0
always zero
001137
Areraj

This is the only Utkarsh Small Finance Bank branch with PIN code 845411 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Utkarsh Small Finance Bank branches near Areraj

BranchIFSCPIN
Bara Chakia MR Sunil Kumar Singh, Near State Bank Old Motihari Road Chakiya Dis Pruvi Champaran 845412 UTKS0001138 845412
Kaleyanpur Chakia Road Near Hero Agency Kaleyanpur East Champaran Bihar 845413 UTKS0002068 845413
Dhaka Ghorasahan Road Near Azad Petroleum Dhaka Dist-East Champaran Bihar 845418 UTKS0002087 845418
Madhubani Shakuntala Bharat Gas Agency, Building Mauza PO Madhubani, Ghat Thana-Motihari, East Champaran Bihar 845401 UTKS0001500 845401
Tama Kuha Tamkuha Padrauna Road Above Hero Agency Main Road Tamkuha Dhanaha West Champaran Bihar 845404 UTKS0001945 845404
Madhuban Pakari Dayal Road Bishunpura Tola Madhuban District-East Champaran Bihar 845420 UTKS0001909 845420
Bariyarpur - Motihari Co / MR Nageshwar Pratap Singh, Chota Bariyarpur, Thana Cha Tauni, Dis Ourvi Chamapran State Bihar 845401 UTKS0001135 845401
Pakariya Harsidhi Tsmllfinncebnltd Ppegoundfloocpw-Aejrodpop-Hsidi Dist-Estcmpnbipin 845422 UTKS0001819 845422
Mehsi Ghariyari Chak Block Road Mehsi Near CBI Mehsi District-East Champaran Bihar 845426 UTKS0002059 845426
Ramgarhwa Behind Pandey Market Ramgarhwa Dist.-East Champaran Bihar 845433 UTKS0001887 845433

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IFSC Code of Areraj, Utkarsh Small Finance Bank

The IFSC code of Areraj branch of Utkarsh Small Finance Bank, located at Village Yogiyad Janerawa, P.S Gobind Ganj, Areraj, Dist East Champaran, State Bihar, Khesara, Thana, Tauzi 845411, East Champaran, Bihar is UTKS0001137. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 845762005. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteutkarsh.bank.in ↗
DistrictEast Champaran
StateBihar
PIN Code845411

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTKS0001137 — Areraj, Utkarsh Small Finance Bank

Specimen image for reference only. IFSC UTKS0001137 belongs to Areraj, Utkarsh Small Finance Bank.

Branch Location
Areraj — Utkarsh Small Finance Bank
Village Yogiyad Janerawa, P.S Gobind Ganj, Areraj, Dist East Champaran, State Bihar, Khesara, Thana, Tauzi 845411
East Champaran, Bihar, India — PIN 845411
Branch details of UTKS0001137 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)