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Updated: 31 Oct 2026, 12:03 pm IST

Axis Gangyal, Jammu – IFSC UTIB0004981

Axis Bank · Near PNB, National Highway, Gangyal, Distt Jammu, Kashmir, Jammu, Jammu And Kashmir

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Bank
Axis Bank
Branch
Gangyal
MICR Code
180211018
Address
Near PNB, National Highway, Gangyal, Distt Jammu, Kashmir
Phone
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UTIB
Axis Bank
0
always zero
004981
Gangyal

Match the branch name and town with your cheque or passbook before you send money.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

Axis branches near Gangyal

BranchIFSCPIN
Chak Pouni Wand Min, Khewat, Village Chak Pouni Wand (Brahmana) District Jammu 180002 UTIB0002375 180002
Channi Himmat Min, Khewat Min, Channi Himmat UTIB0004976 —
Chwadi Min, Khewat, Village Chwadi, Tehsil & District Jammu 180011 UTIB0002359 180011
Dharmal Dist Jammu, Kashmir 181205 UTIB0002423 181205
G S Marg, Jammu Khewat, Gulab Singh Marg, Near Dogra Chowk, Jammu, Kashmir 180001 UTIB0001011 180001
Greater Kailash Khatta and Khewat Near Phuwara Chowk Greater Kailash Jammu UTIB0005544 —
Jammu Highland Tower, Rail Head Road Complex Bahu Plaza, Gandhi Nagar UTIB0000147 —
Jammu Panjtirthi Chowk Panjtirthi Chowk Opposite Police Station Jammu Jandk 180001 UTIB0003282 180001
Janipur Khewat, Janipur, Jammu, Khas UTIB0006526 —
Narwal Khasra Min, Khewat, Situated at Village at Narwal Bala, Pass Road, Jammu, Tehsil Bahu UTIB0006386 —

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IFSC Code of Gangyal, Axis Bank

The IFSC code of Gangyal branch of Axis Bank, located at Near PNB, National Highway, Gangyal, Distt Jammu, Kashmir, Jammu, Jammu And Kashmir is UTIB0004981. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 180211018. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websiteaxis.bank.in ↗
DistrictJammu
StateJammu And Kashmir

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UTIB0004981 — Gangyal, Axis Bank

Specimen image for reference only. IFSC UTIB0004981 belongs to Gangyal, Axis Bank.

Branch Location
Gangyal — Axis Bank
Near PNB, National Highway, Gangyal, Distt Jammu, Kashmir
Jammu, Jammu And Kashmir, India
Branch details of UTIB0004981 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)