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Updated: 31 Oct 2026, 12:03 pm IST

UCO Bank Garhi – IFSC UCBA0003165

UCO Bank · Main Road, Adjoining SBI NH 44 Garhi Teh and Distt Udhampur, Reasi, Jammu and Kashmir 182121, Garhi, Jammu And Kashmir

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Bank
UCO Bank
Branch
Garhi
MICR Code
182028002
Address
Main Road, Adjoining SBI NH 44 Garhi Teh and Distt Udhampur, Reasi, Jammu and Kashmir 182121
Phone
01991 66547342
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

UCBA
UCO Bank
0
always zero
003165
Garhi

This is the only UCO Bank branch with PIN code 182121 on this site. Still match the branch name with your cheque or passbook.

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

UCO Bank branches near Garhi

BranchIFSCPIN
Udhampur Near SBI Main, Dhar Road, Udhampur, Jammu and Kashmir 182101 UCBA0001006 182101
Katra Branch Main Bazar Katra Distt Reasi, Jammu and Kashmir 182301 UCBA0000282 182301

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IFSC Code of Garhi, UCO Bank

The IFSC code of Garhi branch of UCO Bank, located at Main Road, Adjoining SBI NH 44 Garhi Teh and Distt Udhampur, Reasi, Jammu and Kashmir 182121, Garhi, Jammu And Kashmir is UCBA0003165. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 182028002. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

DistrictGarhi
StateJammu And Kashmir
PIN Code182121
AreaUdhampur

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for UCBA0003165 — Garhi, UCO Bank

Specimen image for reference only. IFSC UCBA0003165 belongs to Garhi, UCO Bank.

Branch Location
Garhi — UCO Bank
Main Road, Adjoining SBI NH 44 Garhi Teh and Distt Udhampur, Reasi, Jammu and Kashmir 182121
Garhi, Jammu And Kashmir, India — PIN 182121
Branch details of UCBA0003165 as a JSON file
Sources: RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)