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Updated: 31 Oct 2026, 12:03 pm IST

SBI Phagwara, Kapurthala – IFSC SBIN0001431

State Bank of India · Phagwara Building, Hargobind Nagar 144401, Kapurthala, Punjab

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Bank
State Bank of India
Branch
Phagwara
MICR Code
144002202
SWIFT / BIC
SBININBB286
Address
Phagwara Building, Hargobind Nagar 144401
Branch Code
01431
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

SBIN
State Bank of India
0
always zero
001431
Phagwara
Careful — 4 other SBI branches have the same PIN code 144401. Check the branch name on your cheque or passbook before you send money.
Phagwara this pageSBIN0001431Phagwara Building, Hargobind Nagar 144401
G T Road PhagwaraSBIN0050064Phagwara G.T. Road 144401
Hoshiarpur Road PhagwaraSBIN0050369Distt-Kapurthala Punjab Hoshiarpur Road, Phagwara 144401
Nri Branch PhagwaraSBIN0004240Phagwara Doal Complex Court Road 144401
Phagwara NriSBIN0050707Banga Road Distt-Kapurthala Kartar Singh Building, Professor Colony, Phagawara 144401

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

SBI branches near Phagwara

Branches with other PIN codes close by:

BranchIFSCPIN
L.P.U. Chaheru Jalandhar-Ludhiana G.T. Road Lovely Campus Near Railway Bridge 144402 SBIN0050838 144402
Narur Distt Kapurthala Village Narur 144405 SBIN0051070 144405
Goraya Goraya G.T. Road 144409 SBIN0050071 144409
Acb Phillaur Dist Jalandhar, Agricultural Development, Phillaur 144410 SBIN0004949 144410
Phillaur SCS, Puda Complex Phillaur 144410 SBIN0000698 144410
Apra Main Bazar 144416 SBIN0011842 144416
Aur Aur, [ ] V.P.O. Aur, Tehsil Phillaur 144417 SBIN0011910 144417
Bara Pind Bara 144418 SBIN0013682 144418
Cac Kapurthala Cac, The Mall Kapurthala 144601 SBIN0061949 144601
Ibban Jalandhar-Kapurthala Road Near Ptu 144601 SBIN0051012 144601

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IFSC Code of Phagwara, State Bank of India

The IFSC code of Phagwara branch of State Bank of India, located at Phagwara Building, Hargobind Nagar 144401, Kapurthala, Punjab is SBIN0001431. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 144002202. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitesbi.bank.in ↗
DistrictKapurthala
StatePunjab
PIN Code144401
CircleChandigarh

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for SBIN0001431 — Phagwara, State Bank of India

Specimen image for reference only. IFSC SBIN0001431 belongs to Phagwara, State Bank of India.

Branch Location
Phagwara — State Bank of India
Phagwara Building, Hargobind Nagar 144401
Kapurthala, Punjab, India — PIN 144401
Branch details of SBIN0001431 as a JSON file
Sources: SBI — list of branches (30 Jun 2025) · RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026) · SBI — SWIFT codes