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Updated: 31 Oct 2026, 12:03 pm IST

SBI Jyotipuram, Udhampur – IFSC SBIN0003704

State Bank of India · State Jammu and Kashmir 182203, Udhampur, Jammu And Kashmir

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Bank
State Bank of India
Branch
Jyotipuram
MICR Code
182002441
Address
State Jammu and Kashmir 182203
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

SBIN
State Bank of India
0
always zero
003704
Jyotipuram
Careful — 2 other SBI branches have the same PIN code 182203. Check the branch name on your cheque or passbook before you send money.
Jyotipuram this pageSBIN0003704State Jammu and Kashmir 182203
GandohSBIN0061253Gandoh SBI, Main Market 182203
ThatriSBIN0003659Bhaderwah Thatri 182203

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

SBI branches near Jyotipuram

Branches with other PIN codes close by:

BranchIFSCPIN
Atholi Padder Near SDH Hospital Atholi Padder Distt Kishtwar 182204 SBIN0064437 182204
Doda Doda 182202 SBIN0003198 182202
Helipad Kishtwar Kuleed Chowk, Kishtwar 182204 SBIN0016876 182204
Kishtwar Kishtwar 182204 SBIN0004596 182204
Bayota Main Market, Bayota, Tehsil Marmat, Dist Doda, Ut J&K 182201 SBIN0064274 182201
Khilani Doda Khilani 182201 SBIN0008450 182201
Prem Nagar Doda Prem Nagar, Teh-Doda 182201 SBIN0006622 182201
Assar (Sab) Assar 182200 SBIN0005659 182200
Bhalra Tehsil Bhaderwah Bhalra 182221 SBIN0012206 182221
Seri Sab Bhaderwah Seri, Teh Baderwah 182221 SBIN0008451 182221

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IFSC Code of Jyotipuram, State Bank of India

The IFSC code of Jyotipuram branch of State Bank of India, located at State Jammu and Kashmir 182203, Udhampur, Jammu And Kashmir is SBIN0003704. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 182002441. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitesbi.bank.in ↗
DistrictUdhampur
StateJammu And Kashmir
PIN Code182203

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Branch Location
Jyotipuram — State Bank of India
State Jammu and Kashmir 182203
Udhampur, Jammu And Kashmir, India — PIN 182203
Branch details of SBIN0003704 as a JSON file
Sources: SBI — list of branches (30 Jun 2025) · RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)