Is this the right branch?
This is the only SBI branch with PIN code 193221 on this site. Still match the branch name with your cheque or passbook.
How should I send money here?
*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.
{"best":"✔ Best choice","ok":"✓ Also works","no":"✕ Not for this amount","off":"✕ Not at this branch","a1":"Use UPI or IMPS — the money arrives in seconds, any day. NEFT also works.","a2":"Use IMPS — instant. Too much for most UPI apps, too little for RTGS.","a3":"Use RTGS for large amounts. IMPS and NEFT also work.","a4":"Use RTGS — no upper limit, real-time. NEFT also works; IMPS stops at ₹5 lakh.","a5":"This branch does not take RTGS — use NEFT (any amount) or IMPS (up to ₹5 lakh).","a6":"This branch does not take RTGS — use NEFT, which has no upper limit. IMPS stops at ₹5 lakh."}SBI branches near Handwara
| Branch | IFSC | PIN |
|---|---|---|
| Kupwara Kupwara at & Post-Kupwara 193222 | SBIN0006660 | 193222 |
| Zangli Cantt Zanzli Cantt, Kupwara 193222 | SBIN0064423 | 193222 |
| Sogam Near Jama Masjid, Sogam 193223 | SBIN0017073 | 193223 |
| Kralpora Main Market Kralpora 193224 | SBIN0061712 | 193224 |
| Trehgam Kupwara Trehgam 193224 | SBIN0004592 | 193224 |
| Villagam Villagam Distt Kupwara 193224 | SBIN0064688 | 193224 |
| Karnah (J and K) Karnah 193225 | SBIN0001391 | 193225 |
| Sopore Sopore Main Bazar 193201 | SBIN0001570 | 193201 |
| Main Market Kreeri Main Market Kreeri Baramulla 193198 | SBIN0064506 | 193198 |
| Rehama Rehama 193301 | SBIN0006869 | 193301 |
The map loads only when you ask for it — the page stays fast on phones.
IFSC Code of Handwara, State Bank of India
The IFSC code of Handwara branch of State Bank of India, located at Handwara Agr Dev Br 193221, Kupwara, Jammu And Kashmir is SBIN0003996. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.
The MICR (Magnetic Ink Character Recognition) code of this branch is 193002221. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.
| Website | sbi.bank.in ↗ |
| District | Kupwara |
| State | Jammu And Kashmir |
| PIN Code | 193221 |
| Circle | Chandigarh |
New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.
More about this branch
Sample cheque showing where IFSC and MICR are printed
Specimen image for reference only. IFSC SBIN0003996 belongs to Handwara, State Bank of India.
Branch Location
Handwara — State Bank of IndiaHandwara Agr Dev Br 193221
Kupwara, Jammu And Kashmir, India — PIN 193221