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Updated: 31 Oct 2026, 12:03 pm IST

SBI Nagrota (J-K), Jammu – IFSC SBIN0003938

State Bank of India · Nagrota Sainik School 181221, Jammu, Jammu And Kashmir

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Bank
State Bank of India
Branch
Nagrota (j-k)
MICR Code
180002014
Address
Nagrota Sainik School 181221
Branch Code
03938
WhatsApp these details Copies bank, branch and IFSC in the order banking apps ask for them.

Is this the right branch?

SBIN
State Bank of India
0
always zero
003938
Nagrota (j-k)
Careful — 2 other SBI branches have the same PIN code 181221. Check the branch name on your cheque or passbook before you send money.
Nagrota (j-k) this pageSBIN0003938Nagrota Sainik School 181221
Iim JammuSBIN0065151Iim Jammu Jagti Ut and Kashmir 181221
IIT JammuSBIN0063942Main Building IIT Jammu Jagti Nagrota 181221

How should I send money here?

UPI
Instant · up to ₹1 lakh*
IMPS
Instant · up to ₹5 lakh
NEFT
24×7 · half-hourly batches
RTGS
Real-time · ₹2 lakh minimum

*Most banks cap UPI at ₹1 lakh a day. Limits set by your own bank may be lower.

SBI branches near Nagrota (J-K)

Branches with other PIN codes close by:

BranchIFSCPIN
Dhansal Jammu Dhansal 181224 SBIN0003706 181224
Marh Jammu and Kashmir Jammu Marh 181208 SBIN0003703 181208
Khour Khour 181203 SBIN0016419 181203
Jourian Tehsil Akhnoor Jaurian 181202 SBIN0003261 181202
Akhnoor Akhnoor 181201 SBIN0008547 181201
Sungal Near Primary Health Centre, Sungal Matador Stand 181201 SBIN0017262 181201
Arnia Bisnah Tehsil-Bishnah 181131 SBIN0011889 181131
Ban Talab Bantalab Opp. CRPF Group Centre 181123 SBIN0010347 181123
Kot Main Road, Vpo Kot Main Road, Vpo Kot 181123 SBIN0017261 181123
R S Pura Jammu Ranbir Singh Pora Main Road 181102 SBIN0004450 181102

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IFSC Code of Nagrota (j-k), State Bank of India

The IFSC code of Nagrota (j-k) branch of State Bank of India, located at Nagrota Sainik School 181221, Jammu, Jammu And Kashmir is SBIN0003938. This code is mandatory for all electronic fund transfers — NEFT, RTGS, and IMPS — initiated to or from this branch.

The MICR (Magnetic Ink Character Recognition) code of this branch is 180002014. MICR codes are printed on cheques and used by banks to process paper-based clearing transactions.

Websitesbi.bank.in ↗
DistrictJammu
StateJammu And Kashmir
PIN Code181221
CircleChandigarh

New to IFSC? See What is an IFSC code — how it is structured, where to find it on a cheque, and how NEFT, RTGS and IMPS use it.

More about this branch

Sample cheque showing where IFSC and MICR are printed
Sample cheque for SBIN0003938 — Nagrota (j-k), State Bank of India

Specimen image for reference only. IFSC SBIN0003938 belongs to Nagrota (j-k), State Bank of India.

Branch Location
Nagrota (j-k) — State Bank of India
Nagrota Sainik School 181221
Jammu, Jammu And Kashmir, India — PIN 181221
Branch details of SBIN0003938 as a JSON file
Sources: SBI — list of branches (30 Jun 2025) · RBI — NEFT-enabled bank branches (as on 15 Oct 2026) · RBI — RTGS-enabled bank branches (as on 15 Oct 2026)